If you're like many other Americans in debt who own a home, you've probably asked yourself, "is a home equity loan a good idea for debt consolidation?" Consumer debt is approaching $14 trillion in the … [Read more...] about Is A Home Equity Loan A Good Idea For Debt Consolidation?
The kids have just about all finished the school year; summer break is here. If you want to take a break this summer, but cannot afford a serious vacation, no worries. Plan a mini-vacation instead. … [Read more...] about Cheap Summer Mini-vacations The Whole Family Will Enjoy
The U.S. economy depends on its citizens buying things. While they're more than happy to oblige, most Americans strive to be debt-free. Credit card debt isn't inherently bad for the economy. When you … [Read more...] about How A Minimalist Lifestyle Can Help You To Become Debt Free
America's birth rates are at their lowest point in over 30 years, for many reasons; no doubt, the cost of raising a child is one of them. While the birth rate has fallen, the cost of raising a child … [Read more...] about What Are The Real Costs Of Raising A Child?
Aging is a double-edged sword. On one side, it seems like each day there's a wrinkle that wasn't there the day before, gray hairs begin to crop up like unwanted weeds, and you're in a constant state … [Read more...] about How To Avoid The Financial Mistakes Commonly Made By 40-Somethings
April showers bring May flowers, but what do May flowers bring? Spring cleaning! If your answer was "pilgrims," you get bonus points. While you're embracing your inner Cinderella, why not do a good … [Read more...] about It’s Time To Spring Clean Your Personal Finances
Ignorance may be bliss, but not when it comes to your credit score. Lack of knowledge, or knowledge that's inaccurate, can damage your credit score, which will cost you money in higher interest rates … [Read more...] about 5 Credit Score Myths That You Shouldn’t Believe (and 3 Truths You Should)
Well, it's official: America is now experiencing the longest government shutdown ever. Paychecks are on hold for over 800,000 Federal workers; many of those workers are furloughed, and some Federal … [Read more...] about How the Government Shutdown is Affecting Everybody
Did you make a resolution to do a better job with your finances this year? If, so we have good news. It’s possible we’ll see cuts in our income taxes this year, and the labor, housing, and banking … [Read more...] about 6 Smart Financial Steps You Absolutely Need To Take This Year
With the economy booming due, in part, to President Trump's tax cut for businesses and rollback of business regulations, U.S. companies are now reinvesting cash into their businesses in an effort to … [Read more...] about Is The US Headed Towards An Unemployment Low?
For many, shopping isn't just a way to get things; it's a way to connect with people and feel a little less lonely. Those who feel isolated may see shopping as a way to get out and be with other … [Read more...] about Are You Guilty Of Overspending?
More and more people are realizing that budgeting is important, which is great. However, most of us are not very good at it. We often create budgets with a goal in mind – to get out of debt, to save … [Read more...] about 4 Expenses To Never Sacrifice In Your Household Budget
Let's talk about debt. Think about the debts that you have currently. In your head, roughly tally them up. You have debt on your car loan to pay off, a mortgage to consider, student loans that … [Read more...] about 10 Tips For Becoming Debt-Free As Fast As Possible
What are the richest and poorest states in America? Using data from the U.S. Census Bureau's American Community Survey, we'll try to answer both of those questions. Overall, things look like … [Read more...] about Regional Friday: Poverty Rate By State In America
Back in April, the total amount of credit card debt that Americans owed topped $1 trillion, according to the Federal Reserve. It's an almost inconceivable number, even when you consider the fact that … [Read more...] about Regional Friday: 10 States With the Lowest Credit Card Debt