Emergency funds are an important part of personal financial planning. If you want to be prepared for unexpected events that require immediate financing, then you need an emergency fund. However, once … [Read more...] about When Should I Use My Emergency Fund?
The holidays will be here quicker than you can say, "Ho ho ho," and if you're like most people, you still have a few people left on your list for whom you haven't found the right gift. Don't let panic … [Read more...] about Quick! Here Are Some Last Minute Affordable Holiday Gift Ideas
The holidays are a fun and festive time, full of good times, great food, and fellowship. However, as fun as they are, they can also be a bit hard on the wallet. Between the cost of food, gifts, … [Read more...] about Host A Budget Friendly Holiday Party With These Easy Tips
The recent decade of the struggling economy has put students and graduates in a tight spot when it comes to their student loan debt. Federal student loan debt in America has seen steady and continuous … [Read more...] about What Is The Current State Of Student Loan Rates?
Divorce is a difficult thing to go through, not just for your heart, but also for your wallet. The cost of attorneys, mediators, CPAs, counselors, and court fees can put a huge strain on finances, … [Read more...] about How To Get Through A Divorce Affordably
Debt in America has been rising consistently over the last decade. Current estimates indicate that household debt in the U.S. has reached yet another high-water mark. Numbers from the first quarter of … [Read more...] about US Debt Debunked: What Does That Number Mean
The fall season is upon us; soon, the weather will be demanding we drag out the boots, sweaters, and coats. This means it's time to look at your winter wardrobe so you can update and find the … [Read more...] about Fall Into Savings With These Winter Shopping Tips
The state of household debt in America is a troubling one. Household debt hasn't been as high as it is now since the beginning of the financial meltdown and, unfortunately, it continues to climb. … [Read more...] about Getting Out Of Debt: The Truth About Debt Reduction In 2018
America has a debt problem. Most households in the U.S. carry some kind of debt, and most carry a significant amount. To many, the thought of the American Dream seems out of reach. With many young … [Read more...] about From Major Debt To Major Money
Debt has become an acceptable part of life in America. Most Americans carry too much debt and struggle each month just to pay the minimum payments on their credit cards. In addition, debt in America … [Read more...] about 5 Sneaky Things You Might Not Think of as Debt
Prenuptial agreements, while not new, are making a comeback. Once considered a very antiquated practice, except among the very rich, they're now becoming popular again. This is because many couples … [Read more...] about Save Your Money: More And More Couples Are Using Prenup Agreements
The average American is carrying a heavy load of household debt. In fact, America's current debt load has never been higher. Recently, the Federal Reserve Bank of New York estimated that household … [Read more...] about 6 People Who Will Help You Get Out Of Debt
America's credit card debt has been on a steady uphill climb for the better part of the last decade. Unfortunately, household debt in America has recently surpassed the record highs of the financial … [Read more...] about The Truth About Credit Card Debt In The US
Everyone can benefit from learning great financial habits early in life. This is why parents should start to teach kids about smart money management skills as early as kindergarten, when they're … [Read more...] about 6 Lessons In Kindergarten That Will Help You Develop Great Financial Habits
Bringing up a child on your own is a tough job. Not only is it hard to juggle all the responsibilities of your job while keeping your household afloat, it can also be extremely difficult financially. … [Read more...] about Will I Ever Retire As A Single Parent?