Your debt plays an important role in determining how your credit score is calculated. Aside from your payment history, your outstanding debt has the largest effect on your credit score, accounting for … [Read more...] about How Your Debt Impacts Your Credit Score
Debt consolidation loans can be a very good option for consumers who have a lot of debt. Certain debt consolidation loans can help consumers recast their debt under a new, lower interest rate, and … [Read more...] about Can I Get A Debt Consolidation Loan With Bad Credit
These days, commercials for free credit reports with credit scores are everywhere. You can't turn on your television without someone telling you that you need to get your score right now. What is a … [Read more...] about Credit Scores: How Do They Come Up With Those Numbers?
It seems like the news media is full of exclusively bad news, especially when it comes to the economy. You can't turn on the news without some talking head telling you that the sky is falling and that … [Read more...] about Credit Scores Are At An All-Time High
As anyone who has applied for a credit card or loan knows, your credit score is the key to unlocking new avenues of financial success. Whether it’s securing a new auto loan, opening a new credit card, … [Read more...] about The True Effect of Debt On Your Credit Score
Did you know that if you have a low credit score it's costing you money? This is because the lower your credit score the higher the interest rates you'll be charged. If you have bad credit you're also … [Read more...] about Credit Repair – How it Works and Should You Use a Credit Repair Company
Having a high credit score is important. If, until now, you are not aware of this fact, then you might be missing out on a lot of financial opportunities. You need to make time to understand how this … [Read more...] about Is It Possible To Have A High Credit Score Despite A Rising Credit Balance?
If you want to improve your credit score, you need to come up with a strategy to tackle this problem. This is not something that you can easily do. The changes you have to make should be implemented … [Read more...] about 3 Simple Steps To Improve Your Credit Score
For many people their dream is to buy a house. In fact, home ownership is usually referred to as the great American dream. And boy, are you tired of dealing with landlords. You understand that the … [Read more...] about 7 Signs You’re Ready to Buy a House
Unless you’re a monk or living in a cave in Borneo bad credit can have a seriously negative effect on your life. It can make it practically impossible to get new credit and can make it tough, if not … [Read more...] about The 6 steps Required to Rebuild Bad Credit
You just checked your credit score and ouch! It's in the 500s, meaning that so far as lenders are concerned you have poor or even bad credit. Given your score you'll have a very hard time getting a … [Read more...] about The 7-Step Path to Fixing Bad Credit
Financial problems can quickly turn into a financial crisis. This is why you need to deal with them quickly. Sometimes, these problems are brought about by mistakes that we have made. Sometimes is it … [Read more...] about 4 Financial Problems You Should Never Deal With At The Last Minute
When you were 13 or 14 years old you probably dreamed of owing a car. Having a car meant freedom — cruising with your friends, hitting the open road or just being able to come and go pretty much as … [Read more...] about Low Credit Score? Then Kiss That Dream of Home Ownership Goodbye
Your credit score – that little three-digit number that controls your financial life – can be incredibly frustrating. You could be paying all of your bills on time only to find your credit score … [Read more...] about If Your Credit Score Isn’t Improving This May Be the Reason
Several days ago I posted a three-part article on using Mint to manage . If you read the article you'll know that my getting started with Mint was not entirely free of problems. In fact, it took … [Read more...] about Using Mint to Manage Personal Finances – Part 4