Okay, you're ready to admit it. Your debts have spiraled out of control. You’re several months behind on a few of your bills and having a hard time making the payments on the most of the rest. It's … [Read more...] about Debt Consolidation—How Does It Work and How Much Does It Cost?
Have you gotten into so much trouble with your debts that you’re considering filing for a chapter 7 bankruptcy? This may not make you feel any better but if you do file you won’t be alone. According … [Read more...] about Bankruptcy and What You Need to Know About it’s Six Biggest Myths
Despite what you may have been taught about personal finance there is actually such a thing as good debt. It's defined as debt used to buy something that will increase in value. The number one example … [Read more...] about Personal Finance — How Does Your Debt Stack Up?
Debt consolidation can sound like a great solution if you feel as if you’re drowning in debt. Your loans, credit cards and others unsecured debts are consolidated into a single sum that you can pay … [Read more...] about Debt Consolidation Traps — How to Understand and Avoid Them
Do you have a good credit score? Or have you even seen yours recently? Your credit score used to be almost impossible to get unless you are willing to pay for it. FICO, the company that invented … [Read more...] about Credit Utilization and Why Yours is Such a Big Deal
What's the absolutely worst thing you can do with credit cards? If you guessed that the worst thing is abusing them, go to the head of the class. Using credit cards as if they were a free ticket to … [Read more...] about The Second Really Worst Thing You Can Do with Credit Cards
The way that debt consolidation works is very simple. You get a loan and use the money to pay off your other debts, especially any high-interest credit card debts. You'll exchange multiple monthly … [Read more...] about Debt Consolidation – When It Would and Wouldn’t Make Sense
You've probably seen ads on television or heard them on the radio that promise quick relief from credit card debts or promote plans guaranteed to help you get out of debt in the "fastest" and "best" … [Read more...] about Debt Reduction You Can Do Yourself Using These 5 Steps
How many times have you read or been told that the secret to happiness is to become debt free? If you're over the age of 30 you probably can't begin to estimate how many times you’ve heard or read … [Read more...] about Debt and What You Need Do to Get Rid of It
How did you learn you have bad credit? It probably happened at the worst of times, which is when you applied for a credit card to make that dream purchase of a 50-inch Smart HDTV or a new laptop and … [Read more...] about Bad Credit? Fixing It Isn’t Impossible if You Use These Three Tips
Are your scrimping and struggling to make ends meet? Do feel as if you're always running out of money before the end of the month? Do you have credit cards that you've maxed out? You're not alone. The … [Read more...] about Debt Relief Programs – What Are They and Do They Really Work?
How good would it feel to write a check to pay off the last of your debt? We think it would feel pretty darn good. It's achievable, too. No matter how much you owe you could become debt free and this … [Read more...] about Get Debt Free No Matter How Much You Owe With This 14-Step Plan
If you have high interest credit card debt then debt management can be a real problem – especially if you owe several thousands of dollars. And you're not alone. The biggest majority of Americans are … [Read more...] about What’s Better for Debt Management a Personal Loan or a Credit Card Transfer?
We’re not talking about selling your entire body for scientific research. But there are a number of things you could sell to earn extra money to pay off your debts. Some of them are a whole lot easier … [Read more...] about 7 Ways to Earn Money With Your Body That Are Totally Legal
We recently saw a news item about a son that but failed to report his father’s death and continued to collect his social security benefits for a year to pay off his debt. And that's not an isolated … [Read more...] about Six Unorthodox Ways to Pay Off Debt. Number One Will Surprise You