Your 20s can be a complicated time. For the first time, you may be on your own financially and it’s likely that you’ve never been taught the basics of good money management. If you’re struggling just … [Read more...] about The 6 Harsh Money Truths You Need to Learn Before Turning 30
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How much money do you owe in student loans? According to the site studentloanhero.com, the class of 2016 graduated owing an average of $37,172. The Economist has reported that U.S. student loan debt … [Read more...] about How Student Loan Refinancing Could Save You Big Bucks
Are your monthly paychecks hardly enough to cover your bills? Are you basically living from paycheck to paycheck? Are you having trouble managing your finances in general? One recent Fortune … [Read more...] about 5 Tips for Managing Your Finances When You’re Flat Broke
Did you make a resolution to do a better job with your finances this year? If, so we have good news. It’s possible we’ll see cuts in our income taxes this year, and the labor, housing, and banking … [Read more...] about 6 Smart Financial Things You Absolutely Need to Do This Year
In his January, 2015 State of the Union address, President Obama introduced a new savings plan called MyRA. It has been promoted as an alternative for workers that lack employer-sponsored … [Read more...] about Is the New MyRA a Good Option or a Ponzi Scheme?
Did you ever have a class or course in personal finances? If you’re typical, your answer to this was no. Most people grow up knowing very little about personal finance. They just sort of stumble … [Read more...] about Personal Finances and the 6 Signs You Need to Take Them More Seriously
Debt – that little four-letter word you've been told your entire life to avoid like Ebola. You know that debt leads to only one thing and that’s financial trouble. You've been taught to … [Read more...] about 5 Ways to Use Debt Strategically to Your Advantage
If you’ve read just one book or article on self-help or financial planning you undoubtedly came away with a lot of shoulds – "I should lose weight this year", "I should make and stick to a budget", "I … [Read more...] about Financial Planning – When the “Right” Thing is Wrong
Reverse mortgages for seniors are becoming increasingly popular. This is according to an article that appeared recently in the real estate newsletter The Real Deal. The Federal Trade Commission … [Read more...] about Reverse Mortgages – What You Need to Tell Your Parents
A credit card can be helpful little friend or a fiend that shoves you along the path to debt hell. According to the website NerdWallet American households have an average of $16,061 in credit card … [Read more...] about Credit Card Tricks –The 7 You Need to Know to Save Money
If you want to start the new year right, you need to seriously think about your financial health. Before you think about your money resolutions for next year, you should ensure that your personal … [Read more...] about 5 Tasks That Will Boost Your Financial Health In 2017
Are you sick of living from paycheck to paycheck? Do you feel as if you're adrift in a sea of debt? Would you like to have a better, debt-free life? Getting out of debt can take time and a lot of … [Read more...] about The 8 Things Smart People Do to Get Out of Debt Faster
Boy! It's hard for me to believe that 2016 has almost come to an end. But it has. That makes now the time to be making financial resolutions for 2017. You could probably make many more than these … [Read more...] about Financial Resolutions — 8 You Need to Make for 2017
You’ve undoubtedly heard the term BFF as in Best Friend Forever. In fact, if you have a child under the age of 12 you may have heard it a lot more than just once. But there’s a new term you need to … [Read more...] about Credit Karma and the Reasons Why Maybe It Should Be Your BFFF
If your employer offers a 401(k) and provides matching funds, congratulations! That's free money. Of course, you will want to contribute enough to get maximum matching funds. But what if your … [Read more...] about IRAs – What’s the Better Option a Traditional or a Roth IRA?