Americans currently hold over $10 trillion in mortgage debt. If you're one of them, chances are strong that monthly mortgage payment is one of your biggest bills. While a home may be one of the most … [Read more...] about Tips To Pay Off Your Home Loan Earlier Than Expected
If you have a 401(k) retirement account with your employer, you may be able to withdraw funds from it to use as a personal loan. In fact, nearly 20 percent of people with 401(k) retirement accounts … [Read more...] about How Do Taxes Work With Money Borrowed From My 401(k)?
On February 6, the Consumer Financial Protection Bureau announced it would be overturning a rule put in place by President Obama aimed at protecting consumers who may be taking out loans they have no … [Read more...] about What Trump’s New Policies Mean For Payday Loans
If you have credit card debt, you're probably worried about getting it paid off. However, if you're like many Americans, while your intentions are good, you just can't seem to get a handle on your … [Read more...] about The Pros And Cons Of Personal Loans And Debt
When most people think of how loans are being used, they usually think of buying a house, a car, or an education. However, these days, consumers are using loans to pay for all kinds of things, … [Read more...] about How Loans Are Being Used To Cover More And More Expenses
America's debt problem is growing and, according to recent statistics, this growth trend shows no sign of slowing down. Household debt levels in America haven't been this high since the beginning of … [Read more...] about Can A Loan Help Me Avoid More Debt?
We've all seen the commercials. A young man's car breaks down and he's in need of money, fast. He turns to a payday loan company for help; within minutes, he has cash in hand to fix his car and go on … [Read more...] about Avoid Payday Loans – Here’s What You Can Do Instead
In today’s competitive job market, it’s almost a necessity to have a college degree in order to get a job with a salary that will pay the bills. But while college tuition has increased on a steep … [Read more...] about The High Cost Of Student Loans
If you are wondering if you can refinance a debt consolidation loan, the answer to that is a big yes. This is still a loan like a mortgage or a personal loan. If you want to change the terms of the … [Read more...] about How Can You Refinance A Debt Consolidation Loan?
How much money do you owe in student loans? According to the site studentloanhero.com, the class of 2016 graduated owing an average of $37,172. The Economist has reported that U.S. student loan debt … [Read more...] about How Student Loan Refinancing Could Save You Big Bucks
Debt consolidation loan is a type of unsecured loan that you will specifically borrow so you can combine your multiple credit accounts. It does not matter if you have mostly credit card debts, … [Read more...] about Will A Debt Consolidation Loan Be The Answer To Your Debt Problem?
A credit card debt consolidation loan seems like a good idea when you are struggling to pay off your multiple credit card accounts. In our society, the use of credit cards is the norm. We practically … [Read more...] about What Is A Credit Card Debt Consolidation Loan?
Yes, but whether it's the right option can depend upon your specific financial situation. A debt consolidation loan is an effective way to get out of debt, but it isn't a viable option for everyone. … [Read more...] about Is A Debt Consolidation Loan A Good Idea?
If you are a homeowner or renter who is struggling to pay off that bad credit personal loan, you are not alone. Lenders are often willing to offer bad credit personal loans to men and women who need a … [Read more...] about Bad Credit Personal Loan Consolidation
Are you considering a debt consolidation loan? Millions of Americans have used this method to combine all their outstanding debt into a single loan. Doing so typically helps to lower monthly interest … [Read more...] about 3 Reasons To Not Get A Debt Consolidation Loan