Eventually, everyone has a financial emergency. It might be a surprise car breakdown on the way to work or a sudden repair required for a furnace in the middle of winter, but unexpected and urgent … [Read more...] about Should I Rely On HELOC For A Financial Emergency?
Emergency funds are an important part of personal financial planning. If you want to be prepared for unexpected events that require immediate financing, then you need an emergency fund. However, once … [Read more...] about When Should I Use My Emergency Fund?
Are you ready for an unexpected expense, such as a sudden car repair or a medical bill? For most people, the answer to that question is no. In fact, about 40 percent of Americans have less than $400 … [Read more...] about How To Cope With The Unexpected Without An Emergency Fund
If you're like many people, you work for a company that offers a 401(k) plan to help its employees save for retirement. First seen in 1978, 401(k) plans became more popular as companies moved away … [Read more...] about What Are The Four Biggest Financial Myths About 401(k)s?
It's hard to identify why some people are successful and others aren't, especially when you look across a wide variety of career fields and activities, such as business, sports, and politics. However, … [Read more...] about The Lists You Need To Be Successful
There are almost 70 million dogs in the United States, and nearly 40% of American households have a four-legged friend roaming around. Even if you don't own a dog right now, chances are strong that … [Read more...] about Money Lessons You Can Learn From Your Dog
Everywhere you turn, you need to buy something. Grocery stores put impulse items next to the registers, so you're sure to see them before you leave the store. Your favorite stores send you emails … [Read more...] about Useful Strategies To Build Financial Self Control
When summer rolls around, people spend more time cooking on the grill and enjoying time outside instead of being inside driving up their electric bill. Wrong! That isn't the case at all. More and … [Read more...] about 8 Simple Tips To Slash Your Electric Bill This Summer
America's birth rates are at their lowest point in over 30 years, for many reasons; no doubt, the cost of raising a child is one of them. While the birth rate has fallen, the cost of raising a child … [Read more...] about What Are The Real Costs Of Raising A Child?
It's no secret: Americans aren't saving enough for retirement. A 2018 survey by GOBankingRates.com found that a shocking 42% of respondents had saved less than $10,000 for retirement. With the future … [Read more...] about How Are Americans Spending Their Excess Cash?
It may seem like it was just a few short weeks ago that you sat down and organized your finances by making goals and creating a workable budget to help you reach them. The reality is that it was … [Read more...] about How To Do a Mid-Year Financial Review
Aging is a double-edged sword. On one side, it seems like each day there's a wrinkle that wasn't there the day before, gray hairs begin to crop up like unwanted weeds, and you're in a constant state … [Read more...] about How To Avoid The Financial Mistakes Commonly Made By 40-Somethings
Living within your means is an extremely important life skill that too many people unfortunately lack. After all, less than half of Americans have enough money in savings to cover a $400 emergency. … [Read more...] about 5 Frugal Mistakes That Will Cost You More In The Long Run
According to a 2019 study, Americans on average are paying $3,719 every year for their automobile insurance. Hefty car insurance premiums can consume a sizable portion of your household budget and … [Read more...] about Easy Ways To Keep The Cost Of Your Auto Insurance Low
April showers bring May flowers, but what do May flowers bring? Spring cleaning! If your answer was "pilgrims," you get bonus points. While you're embracing your inner Cinderella, why not do a good … [Read more...] about It’s Time To Spring Clean Your Personal Finances