When it comes to retirement planning, people often don't consider the importance of their Social Security benefits. However, perhaps we should start thinking of that monthly Social Security check as … [Read more...] about How To Have A Happy Retirement While Living On Social Security Alone
College is expensive. A 2018 survey indicated that in-state tuition at a state university averaged over $25,000, while a year of school at a private college cost over $50,000. It's not surprising that … [Read more...] about Is It Smart To Use Retirement Money For College?
You've been faithfully investing in your 401(k) for years. With your spending, you weren't as forward thinking, so you've racked up considerable debt. If your 401(k) is like a savings account for your … [Read more...] about Should I Use My 401K to Pay Off Debt?
Bringing up a child on your own is a tough job. Not only is it hard to juggle all the responsibilities of your job while keeping your household afloat, it can also be extremely difficult financially. … [Read more...] about Will I Ever Retire As A Single Parent?
Do you have an IRA or does your employer have a 401(k) plan? If it does, we hope you are participating in the program, especially if it matches your contributions. According to the website … [Read more...] about Regular or Roth IRA: Which is a Better Way to Save for Retirement?
Reverse mortgages have continued to evolve and increase in popularity since they were first introduced in 1961. They have also grown safer every year. This is due primarily to the Federal Housing … [Read more...] about Reverse Mortgages and What Your Parents (and You) Need to Know About Them
Saving for retirement is not mandatory. At least, in most areas it is not. That means companies are not obligated to provide their workers with a retirement plan. If the worker is living from paycheck … [Read more...] about Is it Right To Make Saving For Retirement Mandatory?
If you are looking for financial tips that will help you leave an inheritance for your kids - we have some good news for you. While leaving money to your kids or grandchildren will help them, this is … [Read more...] about Financial Tips For Retirees Who Cannot Afford To Leave An Inheritance
Charles Ellis was an investor who, 50 years ago, found that conscientious financial analysts and hard-working portfolio managers were able to outperform the stock market on a routine basis. But … [Read more...] about Think You Can Beat the Stock Market? Better Think Again
Falling in love and asking your partner financial questions seems to be at the opposite ends of the spectrum and one the latter can seriously affect possibilities of romance with other people. Though … [Read more...] about Financial Questions To Ask From Dating To Future Planning
One of the most important things in life is having a financial plan. It serves as your blueprint to help you manage your money properly. The last thing you need is to get caught off-guard without any … [Read more...] about 5 Life Events That Will Require A Financial Plan Overhaul
It sometimes seems that if you’ve read one article on funding your retirement you’ve read them all. This is because they’re all pretty much the same – “save 10% of your take-home pay every month in a … [Read more...] about 8 Ways to Fund Your Retirement the Experts Won’t Tell You About
How does something morph into the category of personal finance myths? It’s usually a combination of factors. First, the idea has to be believable. You could repeat the phrase, carrots are hazardous to … [Read more...] about Personal Finance Myths That Just Won’t Die
We sincerely doubt that you want to sabotage your financial life. Unfortunately, there are behaviors that might not seem very important to you – or maybe even beneficial – that could be sabotaging … [Read more...] about 5 Behaviors That Will Destroy Your Financial Life
Pre-retirees may not be the best candidate to buy a house. It takes at least 15 years before you can finish paying this off. If you know that you will retire in 5 to 10 years, how do you think you can … [Read more...] about Is It Wise To Buy A House When You Are About To Retire?