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HomeBlog BlogHow Safe Are You From Hackers?
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How Safe Are You From Hackers?

December 18, 2014 by Adam Tijerina

are you safe from hackers

As technology becomes increasingly integrated with our daily lives, the question becomes ever more prevalent: how safe is our information? After a number high-profile celebrities recently became victim to a team of hackers, many internet users have begun to raise concerns about web security. Until global action is taken, however, it is up to us to protect our own data as best we can. To help keep your private information private, keep the following secure internet usage tips in mind.

Avoid Using the Same Password for All Accounts

69% of internet users will be hacked at some point in their lifetime. There are a few different methods of hacking, but one of the simplest and most common methods is the brute-force attack. In a brute-force attack, the hacker targets the victim’s passwords. To minimize your vulnerability to these forms of cyber attack, do not use the same password for multiple accounts. If you use a universal password and a hacker cracks it, you’ve just given them an all access pass to your identity.

Choose Your Password Carefully

It can take just ten minutes for an accomplished hacker to crack a standard 6-letter password. To make your passwords as hack-proof as possible, start out by combining two unlikely words, then add a capital letter and a punctuation mark. In doing so, you will make cracking your password a three year task instead of a ten minute one. As important as it is to create a password that is difficult for hackers to crack, avoid creating one that is overly challenging. If you have to reset your password frequently, store it on your computer, or write it down, then you also present a vulnerable front to hackers.

Be on the Alert for Scams

Some hackers access your computer and/or personal data through scams that disguise malicious content. Common e-scams you may see include the “FBI Moneypak,” which hijacks your computer by informing you that in order to unlock your browser you must first pay a pirating fine. Other scams you may come across will urge you to download new software (commonly spyware software, but Adobe Flash Player and Open Office phishing scams are also circulating). If your computer is hijacked, restart it it in safe mode, and then run an advanced anti-virus. Malwarebytes is a personal favorite of mine, but Hitman Pro also rates highly. If the attack has compromised your system to the extent that you cannot boot in safe mode, then load Hitman Pro through your USB.

Protect Your Sensitive Information

When you browse online, you leave a trail of information behind you that any hacker worth his salt can easily follow. To keep your sensitive data safe, do not post it online. Your credit card information should not be stored on your computer; a scan of your driver’s license should not be twiddling its thumbs in your email; and your home address and cell phone number should not be publicly displayed on your social media accounts. Minimize your vulnerability by avoiding storing sensitive information on your iCloud (and similar cloud storage services). Despite coming under fire recently after celebrity accounts were hacked for nude pictures, iCloud has not worked out the kinks in its security standards. To access your iCloud account, hackers need only know your security question responses, date of birth and email address.

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Adam Tijerina
Adam Tijerina

Adam Tijerina is a personal finance expert for National Debt Relief, a BBB A+ accredited business offering debt settlement services since 2009. Adam knows a thing or two about debt resolution after successfully settling $43,250 in credit card debt on his own. He has also co-authored two books about overcoming adversity and has been featured on Credit.com and USNews.com. Adam holds a Bachelor’s Degree from Trinity University and lives in Texas with his wife and four children.

Follow Adam Tijerina: Linkedin

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Moderate National Debt Relief Caller: Charlotte Transcribed WE 1/17/2021 Charlotte: I am calling because I wanted to ask a few quick questions about your experience with National Debt Relief [unclear 0:00:27]. JOSE: It’s good. Charlotte: Now before I begin, I have to let you know that our call is recorded. Can you tell me what actually made you decide to work with [unclear 0:00:40] National Debt Relief as opposed to other providers? JOSE: Good. Charlotte: What made you decide to work with National Debt Relief, as opposed to other debt relief companies? JOSE: Aside from your reviews, I’m guessing the success of the reviews. Charlotte: Tell me about the service and the program that National Debt Relief signed you up for? JOSE: I was able to collect all my debt into one chunk and then pay it off. Also was able to get settlements lower than what the balance was. Charlotte: How easy or difficult would you say the enrollment process was? JOSE: It was pretty simple. It wasn't difficult at all. Charlotte: Now is there anything about the process that you feel could have been improved? JOSE: Not at all. I think everything went smoothly. Charlotte: Perfect. Can you give me a little feedback on your experience with your negotiator? What did you think about your negotiator? JOSE: Negotiator was really firm and fair. Charlotte: Do you happen to remember the name of your negotiator by chance? JOSE: I do not, actually. Charlotte: Okay. Is there anything about that representative stood out [unclear 0:03:04] at all? JOSE: No, not at all. Charlotte: Perfect. How comfortable did you feel working with the negotiator through this process? JOSE: Very comfortable. Charlotte: Perfect. So if you had any questions or concerns, how did the negotiator work with you to resolve any questions or concerns that may have arisen? JOSE: At this point, I really didn't have any concerns at all. So, I mean, been doing a great job. Charlotte: Awesome. So if you were gonna rate your experience with National Debt Relief so far, on a scale of maybe one to five, and five would be that you would recommend to friends and one is you were pretty dissatisfied, how would you rate them? JOSE: Is 5 the highest? Charlotte: Yes, 5 is the very highest. JOSE: Okay. Then we’ll go with 5. Charlotte: Would it be okay if I posted your comments as a review on our public web site for National Debt Relief? JOSE: Yes. Charlotte: I will also send over a link so that you can have it as a record for yourself as well. And I have you at salvipride673@gmail.com. JOSE: Yes. Charlotte: How did National Debt Relief work with you as far as setting up a payment [unclear 0:04:45]? JOSE: They did pretty good. Like I said, I have no complaints at the moment. Charlotte: How comfortable were you with the amount that you were paying? JOSE: Very comfortable. Charlotte: Perfect. Now as far as your thoughts on the cost in relation to the quality of service you received at National Debt Relief, what would you say about that? JOSE: The service team was all right. Charlotte: Now if you were going to rate your experience on a one to five, five is that you would recommend to friends and one is you're pretty dissatisfied, how would you rate them? JOSE: 5. Charlotte: Perfect. Would it be okay if I posted a few of your comments to our website? JOSE: Yes. Charlotte: Now if a friend or a family member were asking you about National Debt Relief, what would you say? JOSE: Really great people to work with. Very quick and easy, very responsive, no issues. Really makes you feel like they’re there for you. So not a scam at all. Charlotte: Perfect. Now about where are you in the process at this point? JOSE: I've already had two creditors resolved already. Pretty happy about that. Charlotte: And of course, our call is recorded.

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