What's your New Year's resolution? If you're like many Americans, then you've resolved to spend less and save more in 2018. Everyone wishes he or she had a little bit more money in the bank and, with … [Read more...] about Get Your Personal Finance Together For The New Year
When most people think of how to save money, they automatically think of starting a budget. However, living on a budget is tough. You're cutting back on expenses that make it easier to … [Read more...] about How To Save Money On A Budget
If you’re interested in doing a better job of managing your finances you’ve probably read at least several articles preaching the need to track your spending, develop a budget and then stick to … [Read more...] about Smart Money Managment for People Who Cringe at the Word Budget
A lot of people are borrowing money left and right for a number of reasons. With a lot of options on where to take out a loan, this cycle seems never ending. According to Statisticbrain.com, about … [Read more...] about Reasons Why Credit Unions May Be Better When Borrowing Money
There are several types of financial instruments that can help you guard against unexpected problems. Having reserve funds is just part of that equation. These funds are meant to help you get over a … [Read more...] about 2 Types Of Reserve Funds That You Should Save For
Budgeting is said to be the first step towards financial independence. If that is the case, then why is it that a lot of Americans are finding it difficult to maintain a budget? In some cases, they … [Read more...] about Why Budgeting Should Not Be Likened To Dieting
Student debt is everywhere. College students are using it, college graduates are paying for it, parents of those college students are shouldering part of it, high school students are thinking about … [Read more...] about Long Term Effects of Student Debt
Have you ever felt that your income is not enough to supply for all of your needs? With the rising cost of living and the low wages, you must be feeling a lot of frustration as you face bills every … [Read more...] about 5 Tips When Your Income Is Not Enough
Creating a budget for yourself or your family isn't really that tough. There are numerous smart phone apps and software programs that make this about as difficult as slipping on a sheet of ice. For … [Read more...] about Advice For Sticking To A Budget
When you hear that word budget, do you break out in a cold sweat? Do your palms get clammy? Do you want to run away and hide? These are all common reactions to the word budget. However, they … [Read more...] about Does The Word Budget Frighten You?
When you hear the word budget does it send cold chills running up and down your spine? Would you rather eat a plate of broken glass then make and stick to a budget? Then there's good news. You may not … [Read more...] about Who Needs A Budget? Maybe It’s You
I’ve written dozens of times, as have many others, about the importance of having a budget. But as they say at football games, “after further review,” I’ve changed my mind a bit. The problem with … [Read more...] about Do You Really Need To Budget?
Where it starts The way that setting up a budget starts isn’t with setting up a budget. It begins with tracking your expenses for three to four weeks so you can see where your money has been going … [Read more...] about “What’s The Best Way To Set Up A Budget”
How would you feel if you were to wake up tomorrow morning knowing that you were financially independent – that you had enough money in savings to weather any emergency, that you were building a nice … [Read more...] about Budgeting – The First Step Towards Financial Independence