Credit cards can be a truly helpful tool that allows individuals and families in Las Vegas to manage their finances and meet the needs of sudden emergency expenses like medical bills, car repairs, or … [Read more...] about How to Manage Your Credit Card Debt in 2017
credit card debt
Living a life in debt seems to be an inescapable fate for millions of people across the country. A large percentage of all households have at least one source of debt. If you are suffering from … [Read more...] about Questions About Consolidating Credit Card Debt and Debt Settlement
The credit card interest rate is notorious for being too high. Among the other types of debt, this is the one with the highest rate. This is the reason why you need to understand it carefully so you … [Read more...] about Tips When Your Credit Card Interest Rate Is Too High
Imagine yourself with $100,000 worth of credit card debt. How do you think life will go on from now? For a minimum wage worker who earns $7.25 an hour, it is equivalent to more than 13,793 hours of … [Read more...] about How To Pay Off A $100,000 Credit Card Debt Without Selling Your House
We human beings are creatures of habit. While you can either praise or condemn habits, they do make life simpler. For example, if you create the habit of making your bed every morning it soon becomes … [Read more...] about 7 Bad Financial Habits That Can Lead You to Debt Hell
Did you just make your final credit card payment? Congratulations are in order then! Completely paying off your credit card debt is no easy feat. It is like reaching your ideal weight. All the effort … [Read more...] about 5 Smart Money Moves After Your Last Credit Card Payment
Are you about to retire with a huge amount of credit card debt? You are not alone! According to the data published on CreditSesame.com, the average Baby Boomer owns 6 credit cards. The data … [Read more...] about Help! I Am 5 Years From Retiring With A Huge Credit Card Debt!
There are several smart strategies to pay off credit card debt. However, sticking to the minimum payment is not one of them. In fact, if you have $10,000 on your credit card right now and you decide … [Read more...] about How Long Will It Take To Pay A $10,000 Credit Card Debt If You Stick To The Minimum?
Consumer debt is steadily rising the past few years. This is an indication that people are more confident with their financial position. After all, you will not borrow money if you know that you … [Read more...] about Consumer Debt Is High Once More: And Not Because Of Credit Cards
As the following video reveals, it would be better to use whatever disposable income you have to pay down that credit card debt. The reason for this is simple. The interest charges you’re … [Read more...] about I owe $7560 in Credit Card Debt. Is it Better To Pay Off The Debt or Save for Retirement?
This may come as a complete surprise but the first thing you could do is negotiate with your credit card issuer to get that 20% interest rate reduced. You will need to contact the card card issuer, … [Read more...] about I owe $20,000 on a Credit Card at a 20% Interest Rate and Feel Like I’m Never Going to Get It Paid Off. What Can I Do?
The following video answers this question by revealing the sad fact that if you make a minimum payment of $225 a month it will take 71 months or almost six years to pay off your credit card debt. And … [Read more...] about How Long Will it Take Me to Pay Off $10,000 In Credit Card Debt At a 17% Interest Rate?
Digging yourself in a credit card debt pit does not happen overnight. If you find yourself in a deep hole and struggling with too much debt, you have to admit that it is your bad habits that got you … [Read more...] about 4 Habits That Will Keep You In A Credit Card Debt Pit
Debt settlement is a tried and tested way of getting out of a tough credit situation. This type of debt solution allows you to pay off your debt despite limited finances. Although some people call … [Read more...] about Buying A House After Debt Settlement? Tips To Raise Your Chances
If you want to be smart about your money, you need to know and follow certain credit card rules. These rules will tell you what to do so you can be a smart credit card user. Contrary to what you may … [Read more...] about Credit Card Rules That Will Make You A Responsible Owner