You can get home equity loans, home equity lines of credit and new car loans at record low interest rates. The same is true of mortgages. Today’s interest rate on a 30-year fixed mortgage is hovering … [Read more...] about Why Are Credit Card Interest Rates Still So High?
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The credit-reporting bureau Experian recently released a study showing that in general, women are better at handling credit than men. This study came from a sample of 750,000 credit reports … [Read more...] about Did You Know Women Are Better At Handling Credit?
Did you know that our total credit card debt has grown to an alarming $800 x`billion? As you might guess, this is not a small problem. I saw one report recently that the average American is now … [Read more...] about Who’s Responsible For Our Huge Credit Card Debt?
A friend I’ll call John was a very successful real estate salesman. However, when the real estate market tanked in 2007 so did his finances. He started leaning more and more on credit cards and almost … [Read more...] about 6 Proven Strategies For Getting Out Of Credit Card Debt
If you're up to your neck in debt and getting harassed daily by at least one debt collector, it's important that you know your rights. You are protected from unscrupulous debt collectors thanks to a … [Read more...] about The Worst Thing Debt Collectors Can Do
Compound interest can be an incredible power in terms of helping you create wealth over time. However, it has a downside when it comes to debt – especially credit card debt. It’s only a vacation to … [Read more...] about Revealed – The Ugly Math Behind Credit Card Debt
America runs on credit as do most Americans. There might have been a time when having no debts was a good thing but those days are long gone by. It’s virtually impossible to function in society today … [Read more...] about 6 Warning Signs You’re Digging Yourself Into A Debt Hole
What is zombie debt? It's that debt from long ago that you thought you had buried but that rises again to haunt you. Notification of that debt could come in the form of a phone call, a letter or even … [Read more...] about How To Deal With Zombie Debt
Do you have so much credit card debt that you dread getting up in the morning? Have you been unable to make even the minimum monthly payments on your credit cards for the last four, five or even six … [Read more...] about You Can Get Credit Card Relief
Do you have a huge amount of credit card debt? I’ve read stories of people who had eight or 10 credit cards and managed to run up nearly $100,000 in debt. As you can imagine, that’s a lot of debt to … [Read more...] about Which Is Better – Defaulting on Credit Cards Or Declaring Bankruptcy?
If you're new to the world of credit cards you may be wondering what they actually cost. Last I read there were about 1000 different credit cards available here in the US so it can be confusing. There … [Read more...] about How Much Does A Credit Card Cost?
Having money salted away in savings account ready to pay for an emergency or that special vacation can be a wonderful feeling. In fact, the only way that you can really feel secure about your life is … [Read more...] about Manage Your Personal Finances – 5 Strategies to Save Money
Most experts in personal finances will say that a little debt is okay but not credit card debt. The problem with it is that if you don't pay off your balance each month, it begins to accrue, you're … [Read more...] about Where To Go For Credit Card Debt Help
If you are awash in debt, you don't have to wonder what hell feels like. You know what it feels like. It's getting harassing calls from tenacious debt collectors every day or having your manager call … [Read more...] about Restructure Your Credit Card Debt To Escape Debt Hell
If you're almost out of money and it's a week or longer before your next payday, it can be very tempting to get one of those payday loans. I can empathize because when I was younger there were many … [Read more...] about Don’t Fall For Payday Debt Relief