Back in April, the total amount of credit card debt that Americans owed topped $1 trillion, according to the Federal Reserve. It's an almost inconceivable number, even when you consider the fact that … [Read more...] about Regional Friday: 10 States With the Lowest Credit Card Debt
Are you thinking about debt consolidation? We can help you consider your options. When should you consider debt consolidation? People deeply in debt have to grapple with this question all the time. … [Read more...] about When You Should Consider Debt Consolidation
You will have a lot to think about when your child starts going to college and one of those is whether you should get them a credit card or not. It is understandable that you might be too focused on … [Read more...] about Should I Get A Credit Card For My College Student?
Using a credit card is the norm in our society. According to the compilation of data published on CreditCards.com, 7 out of 10 Americans have at least one card in their wallets. You cannot really … [Read more...] about 3 Surprising Reasons To Get A New Credit Card
Credit card management is something that we all should learn. Obviously, it is not possible for some people to get rid of their credit cards. There are various benefits to owning one after all. So if … [Read more...] about 5 Habits That Will Make You A Pro At Credit Card Management
Credit card spending is a very delicate topic. We all know that it is what brought about the downfall of several households. It was not like they were drowning in debt. A lot of them could manage … [Read more...] about 7 Expenses You Should Never Pay With Your Credit Card
We’ve always been told that using cash as your main purchasing tool makes you a smart spender. There is this emotional attachment to using cash that makes you more hesitant to spend it. That makes you … [Read more...] about The Truth About Using Cash As A Purchasing Tool
Household debt is a combination of all loans and debt a family would have. This includes mortgage loans, credit card debt, student loans, and even credit card debt. There is nothing wrong in having … [Read more...] about Study Shows an Increase in Household Debt
Convenience fees have been creeping up in the finance industry every now and then. They key to avoiding them is to understand how they operate. It is best to tackle a problem if you know what you are … [Read more...] about Understanding Convenience Fees
Have you ever stopped to think about how you handle your credit cards? If you’re typical, you probably haven't given much thought to this. You use your credit cards, receive statements, pay your … [Read more...] about Are You A Credit Card Revolver, Hacker or Deadbeat?
A lot of people are asking: will opening more credit cards improve my credit score? This is actually a good question. Some people are convinced that this is the only way that you can start building up … [Read more...] about Tips To Help Increase Your Credit Score Without Using A Credit Card
The use of credit cards have gotten a lot of consumers in debt. When the economic crash happened, we all floundered with the difficult problem of getting out of this debt situation. Although we want … [Read more...] about Type Of Credit Cards And How To Make Your Choice
After the financial crisis in 2008, a lot of people swore to live without credit cards. While this decision is respectable, there are implications of not having credit cards. If you think about it, … [Read more...] about On Using New Credit Cards Properly
Did you know that you can use your credit card to get out of debt? Apparently, Wells Fargo is trying to sell that idea to boost their credit card business. Credit cards are still among the highest … [Read more...] about Can A Credit Card Get You Out Of Debt? Wells Fargo Thinks It Can
I doubt that you carry 3 1/2 credit cards. But according to a report I saw recently, this is the national average – that the typical American carries 3.5 credit cards. I’ve also seen a study that the … [Read more...] about How To Beat The Credit Card Companies At Their Own Game … Maybe