Are you a credit junkie? Millions of Americans are. As an example of this in 2011 the average American household had credit card debt of $15,279. The median household secured debt was $91,000 and US … [Read more...] about Do You Need To Kick The Credit Habit?
If you’ve been denied credit you should have been told why. The Fair Credit Reporting Act (FCRA) mandates that if a company turns you down for credit, it must tell you why. And the answer must be … [Read more...] about “Why Was I Turned Down For Credit?”
The sad fact is that many people get heavily in debt because they just don’t know how to handle their finances and run into credit issues. Or they may get into financial trouble because of issues they … [Read more...] about An Excessive Amount Of Debt Can Result in Credit Issues