Are you a credit junkie? Millions of Americans are. As an example of this in 2011 the average American household had credit card debt of $15,279. The median household secured debt was $91,000 and US … [Read more...] about Do You Need To Kick The Credit Habit?
If you’ve been denied credit you should have been told why. The Fair Credit Reporting Act (FCRA) mandates that if a company turns you down for credit, it must tell you why. And the answer must be … [Read more...] about “Why Was I Turned Down For Credit?”
Are you worried about your credit card and student loan debts? Are you concerned that you'll soon have trouble making your minimum monthly payment on all those credit card bills? If so, you're not … [Read more...] about Dealing with Heavy Debt – What You Need to Know