Frozen Credit? No Problem. 1. What is a credit freeze? A credit or security freeze is a tool that allows you to shut down access to your credit report. 2. What does a credit freeze do? If … [Read more...] about How To Suspend A Credit Freeze (With Contact Info)
Credit scores are confusing enough for people who actually know how to build credit, let alone for those just starting to build up their credit. A recent study by LendEDU asked millennials about … [Read more...] about 3 Surprising Misconceptions Millennials Have About Credit
You've done the responsible thing and ordered your free credit report from one of the three bureaus. You look it over; there's a lot to take in! Years of your life in the world of credit all wrapped … [Read more...] about Credit Reports: How To Identify Errors And Submit Disputes
Finding financial support when you have a bad credit history can seem impossible. The task can be especially unpleasant when dealing with the wrong sources or financial institutions. Many banks or … [Read more...] about Debt Consolidation Loans for Those With Bad Credit — Frequently Asked Questions
Having a high credit score is important. If, until now, you are not aware of this fact, then you might be missing out on a lot of financial opportunities. You need to make time to understand how this … [Read more...] about Is It Possible To Have A High Credit Score Despite A Rising Credit Balance?
There are many reasons why you should avoid a low credit score. This score plays an important role in a lot of financial transactions. Believe it or not, it can even affect the job opportunities that … [Read more...] about Are You Delaying Homebuying Because Of A Low Credit Score?
What if you were trying to buy a home but you just found out that a bad credit score could ruin your chances of becoming a homeowner? We all understand the importance of having a good credit score. … [Read more...] about What To Do If You Just Found Out You Have A Bad Credit Score?
Finally, we have some great news about the average credit score of Americans. According to the latest report from FICO.com, more Americans have improved their credit records. The data provided by the … [Read more...] about Good News: The Average FICO Credit Score Is At Its Highest Level In 10 Years
Co-signing loans will always be a dangerous transaction. You do not really gain anything and you are setting yourself up to lose a lot. It is actually one of the mistakes that may cost you a good … [Read more...] about 4 Things You Must Know Before Co-Signing Loans
We all need a good credit history. It can help improve your financial life in a lot of ways. For those of you who are confused about it, this is basically what is in your credit report. It contains … [Read more...] about What Will Life Be Like With No Credit History?
If you want to start your own business, one of the things that you need to consider is your credit report. We live in a society wherein being in debt is the norm. Just look at how our credit cards … [Read more...] about Want To Be An Entrepreneur? Better Keep An Eye On Your Credit Report
Did you know that medical debt is one of the reasons why a lot of Americans are having troubles with their credit scores? We all know how important credit scores have become in our society today. This … [Read more...] about What You Need To Know About Medical Debt And Your Credit Score
Whether you think about it this way or not credit can have an incredible effect on your life and even on your employment. One good way to think of it is as a cloud that follows you everywhere you go. … [Read more...] about Don’t Think Credit Is Critical To Your Everyday Life?? Better Think Again
Everyone needs to build a credit history. It is very important that you have yours as early as possible. This history is indicated in your credit report. It simply records your credit behaviour – how … [Read more...] about Boost Your Credit History Without A Credit Card
If you are confused about your credit score, then the best place to start is to understand your credit history. Simply put, this is a record of all your credit transactions. Take note that it does … [Read more...] about Small Mistakes That Are Costing You A Good Credit History