Your credit report is the foundation of your financial health. And, having a poor credit score can limit your ability to get a credit card, a loan, or even a job. So, if your credit score starts to … [Read more...] about 5 Easy Steps To Help You Restore Your Credit Score
Maintaining a good credit score is more critical than ever. A good credit score enables you to obtain additional credit for important life purchases, such as a car or a home. You can often score … [Read more...] about How To Get A Good Credit Score (And Keep It!)
Understanding your credit score is like peeling an onion. Under the first layer is another layer and under that is another, and so on. In addition, by the time you're done peeling it, you sometimes … [Read more...] about Understanding Your Credit Utilization Rate and How to Improve It
Like it or not, your credit report provides a window into your financial life to see if you're worthy of getting a loan, a credit card, or even a job. Those inquiring can also potentially see whether … [Read more...] about 4 Easy Steps To Disputing Your Credit Report
Nobody really likes to think about his or her credit report. Even if you're 99% certain that your credit is in good standing, requesting your annual credit report can be an exercise in anxiety. … [Read more...] about How To Analyze Your Annual Credit Report And Spot Errors
In almost every situation, maxing out your credit card is a bad idea. While it might be tempting to take advantage of your available credit to live a lifestyle you otherwise could not afford, the … [Read more...] about Is It Ever Ok To Max Out My Credit Card?
Frozen Credit? No Problem. 1. What is a credit freeze? A credit or security freeze is a tool that allows you to shut down access to your credit report. 2. What does a credit freeze do? If … [Read more...] about How To Suspend A Credit Freeze (With Contact Info)
Credit scores are confusing enough for people who actually know how to build credit, let alone for those just starting to build up their credit. A recent study by LendEDU asked millennials about … [Read more...] about 3 Surprising Misconceptions Millennials Have About Credit
You've done the responsible thing and ordered your free credit report from one of the three bureaus. You look it over; there's a lot to take in! Years of your life in the world of credit all wrapped … [Read more...] about Credit Reports: How To Identify Errors And Submit Disputes
Finding financial support when you have a bad credit history can seem impossible. The task can be especially unpleasant when dealing with the wrong sources or financial institutions. Many banks or … [Read more...] about Debt Consolidation Loans for Those With Bad Credit — Frequently Asked Questions
Having a high credit score is important. If, until now, you are not aware of this fact, then you might be missing out on a lot of financial opportunities. You need to make time to understand how this … [Read more...] about Is It Possible To Have A High Credit Score Despite A Rising Credit Balance?
There are many reasons why you should avoid a low credit score. This score plays an important role in a lot of financial transactions. Believe it or not, it can even affect the job opportunities that … [Read more...] about Are You Delaying Homebuying Because Of A Low Credit Score?
What if you were trying to buy a home but you just found out that a bad credit score could ruin your chances of becoming a homeowner? We all understand the importance of having a good credit score. … [Read more...] about What To Do If You Just Found Out You Have A Bad Credit Score?
Finally, we have some great news about the average credit score of Americans. According to the latest report from FICO.com, more Americans have improved their credit records. The data provided by the … [Read more...] about Good News: The Average FICO Credit Score Is At Its Highest Level In 10 Years
Co-signing loans will always be a dangerous transaction. You do not really gain anything and you are setting yourself up to lose a lot. It is actually one of the mistakes that may cost you a good … [Read more...] about 4 Things You Must Know Before Co-Signing Loans