Having a less-than-stellar credit report can cost you in many ways. It can cost you in higher interest on loans and credit cards, the ability to obtain new credit or even that nice, new apartment. … [Read more...] about How Bad Credit Can Keep You From Your Dream Job
Without question, personal debt is something that plagues a number of people each and every year. As a matter of fact, the average household in the United States has approximately $133,000 in debt. … [Read more...] about Is A Debt Consolidation Loan Possible With Bad Credit?
Have you ever stopped to think about how you handle your credit cards? If you’re typical, you probably haven't given much thought to this. You use your credit cards, receive statements, pay your … [Read more...] about Are You A Credit Card Revolver, Hacker or Deadbeat?
You probably know that somewhere filed away on giant servers are your credit reports – from the three credit reporting bureaus – Experian, Equifax and TransUnion. You may even know that they probably … [Read more...] about Why The CFPB Has Slapped The Credit Information “Furnishers”
Having a poor credit score is no big deal, right? Wrong. A poor or bad credit score has some very serious consequences. For one thing it will cost you money. This is because there is an inverse … [Read more...] about Revealed – The 4 Greatest Myths Of Credit Scoring
You do know you have a credit report, right? Right? Well, technically that isn't right. It’s because you actually have three credit reports, one from each of the three credit bureaus–Experian, Equifax … [Read more...] about How To Read Your Credit Reports
I once had a friend that had been an advertising agency copywriter. He once told me, “You can’t beat free.” And it’s true. There’s just no word in advertising more powerful than free. It’s nice to … [Read more...] about The Truth About Those Free Credit Reports
If you've not seen your credit report recently – or ever – you need to get going and get a copy. In fact, you need to get copies of your credit reports from the three credit agencies – TransUnion, … [Read more...] about The 5 Items You Must Review In Your Credit Report
Can you imagine how it would feel if you were to pay off five credit cards and then find that they had been recorded as “uncollectible” on your credit report? It can and does happen and can lead to … [Read more...] about How To Handle Credit Report Errors
I happened across an article on Yahoo! Finance that I thought was very informative. It was titled “Where to Look for Free Information About Your Credit.” I was particularly attracted by the word … [Read more...] about How To Get Free Information About Your Credit
There are a lot of things that will appear on your credit report. For example, 35% of your credit report is based on your “credit history,” or how well you’ve handled credit. If you’ve missed … [Read more...] about Six Things That Won’t Appear On Your Credit Report
You do know that you have more than one credit report, don't you? If you didn't know this, you actually have three. This is because there are three credit reporting bureaus –Experian, Equifax and … [Read more...] about Six Items To Watch For On Your Credit Reports
We reported not long ago that the FTC (Federal Trade Commission) had found errors in 20% of our credit reports. And these were errors that could have actually lowered our credit scores. Well, … [Read more...] about Credit Report Problems Are Even Worse Than We Thought
I saw this question posed on a forum by a woman who had a bad credit score and wanted to know if she should hire someone to repair it or if she should just contact her creditors herself. She also … [Read more...] about “How Can I get My Credit Report Repaired?”