Can you believe that having a baby can ruin your credit score? It seems unlikely right? How can your bundle of joy ruin anything in your life? It is difficult to blame babies when it comes to your … [Read more...] about Having A Baby Can Ruin Your Credit Score: Here’s How
Co-signing loans will always be a dangerous transaction. You do not really gain anything and you are setting yourself up to lose a lot. It is actually one of the mistakes that may cost you a good … [Read more...] about 4 Things You Must Know Before Co-Signing Loans
Do you ever wish there was an Undo button in life? We certainly do. In fact, there's some whole years in our lives we wish we could undo. But that's another story for another time. The question … [Read more...] about Want To Improve Your Credit Score? Here’s How
We all need a good credit history. It can help improve your financial life in a lot of ways. For those of you who are confused about it, this is basically what is in your credit report. It contains … [Read more...] about What Will Life Be Like With No Credit History?
If you want to start your own business, one of the things that you need to consider is your credit report. We live in a society wherein being in debt is the norm. Just look at how our credit cards … [Read more...] about Want To Be An Entrepreneur? Better Keep An Eye On Your Credit Report
Did you know that medical debt is one of the reasons why a lot of Americans are having troubles with their credit scores? We all know how important credit scores have become in our society today. This … [Read more...] about What You Need To Know About Medical Debt And Your Credit Score
Your credit score is that three-digit number that rules your credit life. If you have a number above 660 you should be able to easily get a new credit card, a personal line of credit or an auto loan. … [Read more...] about Getting Your Credit Score Is Now Easier Than Ever
Whether you think about it this way or not credit can have an incredible effect on your life and even on your employment. One good way to think of it is as a cloud that follows you everywhere you go. … [Read more...] about Don’t Think Credit Is Critical To Your Everyday Life?? Better Think Again
Getting divorced can be one of the most stressful things you'll ever have to endure. If you have children there'll be the issues of who has custody and maybe visiting rights. You or your attorneys … [Read more...] about How To Rebuild Your Credit After a Divorce
Do you know how lenders view credit scores? They view them in ranges as follows: • Between 700 and 850 – Very good or excellent credit score. One • Between 680 and 699 – Good credit score. • … [Read more...] about Best News Ever For People With Low (Or Zero) Credit Scores!
Everyone needs to build a credit history. It is very important that you have yours as early as possible. This history is indicated in your credit report. It simply records your credit behaviour – how … [Read more...] about Boost Your Credit History Without A Credit Card
Have you ever been late in paying a bill? If so, did you know that this has a very bad effect on your credit score? While it's not possible to say exactly how much of a hit your credit score would … [Read more...] about What’s Your Excuse For Not Paying A Bill On Time?
If you are confused about your credit score, then the best place to start is to understand your credit history. Simply put, this is a record of all your credit transactions. Take note that it does … [Read more...] about Small Mistakes That Are Costing You A Good Credit History
You might think that credit cards are the only way to make purchases using plastic. but you'd be wrong. When it comes to those little pieces of plastic, there are credit cards and charge cards. Both … [Read more...] about Charge Cards And Credit Cards
The most import thing you need to know about your credit score by far is … your credit score. That’s because it’s what rules your credit life. If you have a good credit score (more about this later), … [Read more...] about The 5 Most Important Things To Know About Your Credit Score