Nobody really likes to think about his or her credit report. Even if you're 99% certain that your credit is in good standing, requesting your annual credit report can be an exercise in anxiety. … [Read more...] about How To Analyze Your Annual Credit Report And Spot Errors
Now that the bell has rung, it's time to take your seats, get out your notebook and pencil, spit out your gum, and put your listening ears on for a lesson on the ABC's of credit scores. Defining a … [Read more...] about The A-J’s Of Credit Scores [Infographic]
Many people feel that society looks down on them for having a bad credit score. Unfortunately, for the most part, that's a true statement. This can sometimes be unfair, as there are many reasons why … [Read more...] about What Does It Mean To Have A Low Credit Score?
Maintaining a good credit score is more critical than ever. A good credit score enables you to obtain additional credit for important life purchases, such as a car or a home. You can often score … [Read more...] about How To Get A Good Credit Score (And Keep It!)
Understanding your credit score is like peeling an onion. Under the first layer is another layer and under that is another, and so on. In addition, by the time you're done peeling it, you sometimes … [Read more...] about Understanding Your Credit Utilization Rate and How to Improve It
Like it or not, your credit report provides a window into your financial life to see if you're worthy of getting a loan, a credit card, or even a job. Those inquiring can also potentially see whether … [Read more...] about 4 Easy Steps To Disputing Your Credit Report
Credit scores are confusing enough for people who actually know how to build credit, let alone for those just starting to build up their credit. A recent study by LendEDU asked millennials about … [Read more...] about 3 Surprising Misconceptions Millennials Have About Credit
You've done the responsible thing and ordered your free credit report from one of the three bureaus. You look it over; there's a lot to take in! Years of your life in the world of credit all wrapped … [Read more...] about Credit Reports: How To Identify Errors And Submit Disputes
These days, commercials for free credit reports with credit scores are everywhere. You can't turn on your television without someone telling you that you need to get your score right now. What is a … [Read more...] about Credit Scores: How Do They Come Up With Those Numbers?
Sending children off to college can be a very stressful time for many parents. Worrying about whether your child can handle being on his or her own is a big concern, and rightly so. Most college … [Read more...] about Should College Students Own Credit Cards?
Did your parents have two “little talks” with you? If so, the first undoubtedly had to do with, well, we don't have to tell you what it was about. But if you were lucky there was a second “little … [Read more...] about Credit Lessons Your Parents Forgot to Teach You
Whether you think about it this way or not credit can have an incredible effect on your life and even on your employment. One good way to think of it is as a cloud that follows you everywhere you go. … [Read more...] about Don’t Think Credit Is Critical To Your Everyday Life?? Better Think Again
If you’re new to credit there's nothing for you to feel bad about. Perhaps you're just graduating from college or maybe you think you’ll soon by buying a home and need to have good credit in order to … [Read more...] about New To Credit? Here Are Four Things You Absolutely Need To Do
Maybe you weren’t aware of this but there are so many falsehoods and untruths floating around the Internet that one couple actually developed a website just to dispute or validate them. It's … [Read more...] about 6 Things You May Believe About Credit That Are Myths
If you want to take charge of your credit to reach your financial goals, it's important that you know how to get and maintain healthy credit. The simple truth is that the healthier credit you have the … [Read more...] about Do You Know The “4Cs” Of Credit?