When you are considering consolidating your multiple debts, one of the first options that come to mind is to use a loan. Although debt consolidation could also mean debt management or balance … [Read more...] about 4 Pitfalls Of Debt Consolidation Loans
You’re having a hard time with your debts and you've tried to get a debt consolidation loan. Unfortunately, you don't have enough equity in your home to get either a home equity loan or home equity … [Read more...] about What To Do If You Can’t Qualify For A Debt Consolidation Loan
Maybe that fortunate 1% doesn't have to worry about financial emergencies but the other 99% of us do. Whether we like to believe it or not we will all be faced with some kind of financial emergency in … [Read more...] about Tips For Dealing With A Financial Emergency
If you think being in debt is fun, you’re the member of a very small minority. In fact, it might be a minority of one or just you. Most people who are struggling with debt don't think it's any fun at … [Read more...] about How Budgeting Can Help To Stop Debt
Do you watch a lot of scary movies like Halloween II, II or III? Or maybe those Nightmare on Elm Street films? While you might be frightened by these movies, there are financial things that could … [Read more...] about 5 Frightening Paths That Can Lead To Damaging Debt
If you're struggling under a mountain of debt, don't be scared. You could get it under control and even become debt-free in a few years via debt consolidation. If you're not familiar with debt … [Read more...] about The Dos and Don’ts of Debt Consolidation
Do you feel as if debt had you backed into a corner of the ring and was punching you unmercifully? Big debt can be an unrelenting opponent. The minute you feel you've escaped its grasp, there it is … [Read more...] about 7 Things You Could Do Right Now To Fight Debt
Have you heard the story of the Greek king Sisyphus who was doomed to push a boulder up a hill every day only to see it roll back down so that he would have to start again the following day? If so, … [Read more...] about Revealed –The 6 Biggest Myths About Debt Consolidation
How much money do you need for a good retirement? Many financial experts will tell you that you need 100% of your pre-retirement income. This might be true for those lucky corporate executives who … [Read more...] about 7 Strategies For A Good Retirement
If you've searched the Internet on the terms "debt settlement" or "debt relief," you undoubtedly got page after page of results – or companies that claim they could settle your debts for thousands of … [Read more...] about Can You Really Trust A Debt Settlement Company?
What’s the most important factor in debt management? The single most important factor in good debt management is to have a plan. It's one thing to want to get your debts under control but if you … [Read more...] about Your 7 Top Questions About Debt Management Answered
You can get home equity loans, home equity lines of credit and new car loans at record low interest rates. The same is true of mortgages. Today’s interest rate on a 30-year fixed mortgage is hovering … [Read more...] about Why Are Credit Card Interest Rates Still So High?
Have you ever sat down and calculated your debt-to-income ratio? It’s a very simple calculation and could be very eye opening. The way you do this is by first adding up all of your recurring monthly … [Read more...] about A Few Simple Steps To Quick Debt Reduction
Using debt consolidation loan as a debt solution is the first option that consumers usually think of when they are faced with mounting credit obligations. In truth, this is an effective option but … [Read more...] about What Is The Best Alternative To Debt Consolidation Loan?
Did you know that you have a constitutional right to declare bankruptcy? It’s true. It’s right there in the Constitution. Our Founding Fathers clearly understood about debt and that people should have … [Read more...] about Is Bankruptcy A Good Option For Debt Relief?