If you're a first-time homebuyer, you know you'll need a mortgage to buy a house, but you likely don't know much about it other than it's a big loan. When you hear people talk about ARMs and … [Read more...] about Improve Your Mortgage IQ By Learning These 8 Important Facts
Research conducted by the Federal Reserve shows that rising rates of student loan debt in the United States have reached alarming levels. This has become a national epidemic with far-reaching … [Read more...] about 3 Strategies For Home Buying With Student Loan Debt
Falling in love and asking your partner financial questions seems to be at the opposite ends of the spectrum and one the latter can seriously affect possibilities of romance with other people. Though … [Read more...] about Financial Questions To Ask From Dating To Future Planning
There are many reasons why you should avoid a low credit score. This score plays an important role in a lot of financial transactions. Believe it or not, it can even affect the job opportunities that … [Read more...] about Are You Delaying Homebuying Because Of A Low Credit Score?
Do you think you are financially fit to buy a house this year? Homeownership is a dream for most Americans. However, not everyone can really afford to own their house. Here’s the thing. Buying a … [Read more...] about 4 Signs You Are Not Financially Fit To Buy A House
We’ve all been hearing some really bad news about student loan debt. We hear of new graduates struggling with their finances because of huge amounts of college debt. They are forced to make a lot of … [Read more...] about How To Get A Mortgage Despite Your Student Loans
Consumer debt is a common experience for most Americans. It is evident in almost every aspect in their lives. It is a companion in almost all major decisions in a consumer’s life. Financing college … [Read more...] about Consumer Debt Indicates Confidence
Student debt is everywhere. College students are using it, college graduates are paying for it, parents of those college students are shouldering part of it, high school students are thinking about … [Read more...] about Long Term Effects of Student Debt
Household debt is a combination of all loans and debt a family would have. This includes mortgage loans, credit card debt, student loans, and even credit card debt. There is nothing wrong in having … [Read more...] about Study Shows an Increase in Household Debt
Debt in retirement seem like a trend for the baby boomers. An article published on Investopedia.com revealed that 63% of people who are 55 years old and above have both consumer and housing debts. In … [Read more...] about How To Reverse The Debt In Retirement Trend
Let's say you've decided to downsize. Maybe it’s for budgetary reasons or maybe it’s because your children are grown and gone and you don’t need as much house. But what if you were late on a couple of … [Read more...] about If You Have Bad Credit Can You Still Get A New Mortgage?
Were you the victim of the Great Recession? Do you now find yourself underemployed and making less than you were just several years ago? If you answered yes to either of these questions or if you have … [Read more...] about How To Get A New Mortgage On An Old Home
If you’re thinking about getting a mortgage or about refinancing your existing one, now would be an excellent time to act. The reason for this is because a few weeks ago on a 30-year, fixed- rate … [Read more...] about Thinking About Getting A Mortgage? Better Act Now
Consumers get into debt for all kinds of reasons. For instance, many folks took out mortgages worth hundreds of thousands of dollars to purchase homes during the housing bubble of the mid-2000s. When … [Read more...] about How To See The Light Out Of The Dark Hole Of Debt
Would you like to live free with no mortgage payment for months or even years? If you could, how much would that put in your pocket each month – $800, $1,000, $1,200 or even more? If you're like most … [Read more...] about Should You Use A Strategic Default To Live Rent Free?