You've been faithfully investing in your 401(k) for years. With your spending, you weren't as forward thinking, so you've racked up considerable debt. If your 401(k) is like a savings account for your … [Read more...] about Should I Use My 401K to Pay Off Debt?
Managing finances is something everyone begins to learn at some point in their lives. Perhaps for you, it was when you were a child putting coins in your piggy bank to save for a coveted toy. … [Read more...] about 7 Signs That You Need To Implement Financial Management
Falling in love and asking your partner financial questions seems to be at the opposite ends of the spectrum and one the latter can seriously affect possibilities of romance with other people. Though … [Read more...] about Financial Questions To Ask From Dating To Future Planning
One of the most important things in life is having a financial plan. It serves as your blueprint to help you manage your money properly. The last thing you need is to get caught off-guard without any … [Read more...] about 5 Life Events That Will Require A Financial Plan Overhaul
Financial problems can quickly turn into a financial crisis. This is why you need to deal with them quickly. Sometimes, these problems are brought about by mistakes that we have made. Sometimes is it … [Read more...] about 4 Financial Problems You Should Never Deal With At The Last Minute
One of the important financial tasks that we need to look into is how we can prepare for retirement. The older we get, the more we should be conscious about our financial situation. After all, we are … [Read more...] about 7 Financial Tasks 50-Somethings Should Do To Prepare For Retirement
Did you know that a lot of Baby Boomers think that they do not need a good credit score in retirement? At least, this is according to the latest survey conducted by TransUnion.com. The result of the … [Read more...] about Should You Sacrifice Your Credit Score To Pay Off Debt Before Retirement?
When you think of octogenarians the first thing that might come to your mind is the term "the greatest generation.” And that would not be a mistake. The majority of people in their 80s were part of … [Read more...] about 4 Important Financial Lessons You Could Learn From Octogenarians
Have you ever asked yourself when is it okay to borrow from retirement funds? Apparently, a lot of Americans have not just asked this - they have already done it with their respective accounts. A … [Read more...] about When Is It Okay To Borrow From Retirement Funds
Regardless of the type of retirement income that you are expecting to receive, you still have to consider how you will budget it. If you think that retirement exempts you from budgeting, that is … [Read more...] about How To Budget Your Three Sources Of Retirement Income
We all have our dream retirement in mind. Some of us aspire to retire a millionaire. Some of us want to live in a different country where it is summer all year round. There are so many variations but … [Read more...] about Tips To Survive Retirement Despite Your Debt
Do you think that your retirement money can outlive you? Surprisingly, this question is causing a lot of people some great deal of retirement stress. The ideal scenario is for your funds to outlive … [Read more...] about 3 Ways You Can Avoid Outliving Your Retirement Money
Retirement can come sooner than most of us expected. After a few decades working in an office, the time will come that we will retire that suit and probably trade them in for gardening clothes. Some … [Read more...] about 4 Things to Know Before Remarrying in Retirement
Financial literacy is one of the key components to achieving a successful financial life. Some people have the right resources and opportunities but their lack of knowledge only led to the loss of … [Read more...] about The Road to Financial Literacy
Our financial future depends on how much we prepare in the present situation. How much we put in today determines how big we can pull-out down the line when needed. If we save up just enough, we will … [Read more...] about Is Life Expectancy Part of Financial Future Planning?