It's no secret: Americans aren't saving enough for retirement. A 2018 survey by GOBankingRates.com found that a shocking 42% of respondents had saved less than $10,000 for retirement. With the future … [Read more...] about How Are Americans Spending Their Excess Cash?
spending habits
10 Simple Ways To Curb Impulsive Buying Habits
Impulsive buying habits can be difficult problem to overcome. After all, habits can be hard to break. It is something that you are used to doing. Often times, you automatically do it without thinking … [Read more...] about 10 Simple Ways To Curb Impulsive Buying Habits
5 Ways You Can Overcome Spending Temptations
Spending temptations are everywhere. You can see it in the billboards displayed along the streets. You can watch it in commercials and various programs. This is the reality that we have to live in day … [Read more...] about 5 Ways You Can Overcome Spending Temptations
Why Is Spending Less Than What You Earn So Difficult?
We all know that spending less than what you earn is the best way to give your finances a boost. It is not enough that you earn more money. In fact, it doesn’t matter how much money you make. Some … [Read more...] about Why Is Spending Less Than What You Earn So Difficult?
Impulse Buying: What To Do When It Cannot Be Avoided
We have all been told to put a lid on our impulse buying habits. This is a sound advice. Unplanned purchases can ruin our budget. If you cannot follow your budget plan, that has the potential to ruin … [Read more...] about Impulse Buying: What To Do When It Cannot Be Avoided
American Spending Habits? Apparently Still Impulsive
Analyzing American spending habits is important because you have to understand the factors that put us in our current situation. Regardless if you are in a bad or good financial situation, you need to … [Read more...] about American Spending Habits? Apparently Still Impulsive
Are Money Habits Contagious? Absolutely!
Your money habits can make or break your financial life. It does not matter how much money you earn. What matters are the decisions that you will make regarding how it will be used. In truth, your … [Read more...] about Are Money Habits Contagious? Absolutely!
Why Spending Never Works Out The Way You Plan
The lessons learned from the 2008 recession prompted most of us to seriously consider financial planning. One of the things that we kept a close eye on was our spending. In truth, those bad spending … [Read more...] about Why Spending Never Works Out The Way You Plan
How To Spot A Smart Spender From The Not
After everything that we have been through, we all know the importance of financial management. This is a lesson that we need to learn if we want to keep ourselves from being in a financial crisis … [Read more...] about How To Spot A Smart Spender From The Not
Analyzing American Spending Habits
Our spending habits are influential enough to dictate how our lifestyles will be in the future. If you really want to prepare for your future, it is evident that you have to practice proper financial … [Read more...] about Analyzing American Spending Habits