• Skip to primary navigation
  • Skip to main content
  • Skip to primary sidebar

National Debt Relief

National Debt Relief - A+ BBB Accredited Business - Get Relief From Credit Card Debt, Medical Bills And Unsecured Loans

Talk to a debt counselor toll free:

800-300-9550

Get Relief From Credit Card Debt

Medical Bills and Unsecured Loans

  • Apply Now
    • Qualifications
    • Is This Right For Me?
  • Proven Results
    • Debt Relief Benefits
    • Credit Card Debt Relief
  • Debt Relief
  • Credit Card Debt Relief
  • Debt Consolidation
  • Login
HomeBlog Debt ConsolidationWhat Kind Of Problems Can Debt Consolidation Help?
Video Transcript

Free Debt Consolidation Quote

By clicking "Get Free Quote", you agree that the phone number you are providing may be used to contact you by National Debt Relief (including autodialed and prerecorded calls, as well as text/SMS messages). Msg. and data rates apply, and your consent to such contact is not required for purchase.
  • National Debt Relief, LLC BBB Business Review
  • McAfee SECURE sites help keep you safe from identity theft, credit card fraud, spyware, spam, viruses and online scams

What Kind Of Problems Can Debt Consolidation Help?

April 11, 2013 by National Debt Relief

Man peering over stack of billsIf you’re not familiar with the concept of debt consolidation is where you combine all your debts into one monthly payment that will be lower than the sum total of the monthly payments you’ve been making.

You can consolidate debts several different ways. The most popular options are to get a debt consolidation loan, to go to a consumer credit counseling agency or contract with a debt settlement firm. How can you know if you should be considering debt consolidation? Here are the kinds of debt problems that could be helped through debt consolidation.

If you’re in payday loan hell

If you’re unable to get out of the payday loan cycle, debt consolidation should be a good option. A debt consolidation company such as National Debt Relief could help. We can provide you with effective debt advice and help you consolidate all those payday loans into one low single monthly payment.

People with credit card debt problems

If you have serious credit card debt problems, debt consolidation can help. We could negotiate with your creditors to get your debts reduced, which would help you get out of debt in 24 to 48 months. When you choose National Debt Relief, you pay nothing until we have settle your debts successfully and provided you with a payment plan you approve. In other words, there are never any upfront costs.

If you often miss debt payments

If you have been missing payments on your unsecured debts, we can negotiate with your creditors to reduce the balances on credit card bills hospital bills and department store charge cards. This will eliminate the late fees and penalties that are associated with missing bill payments. You’ll be able to pay off your bills through small monthly payments and become debt free.

People who can’t manage unsecured debts

Debt consolidation can be especially helpful for people who cannot manage their unsecured debts. If you don’t know what are unsecured debts these are debts were you were not required to provide an asset as collateral. In comparison, secured loans are those where you did provide an asset such as your house or car to collateralize the loan. Debt settlement can do nothing about secured loans. However, if you’re having a problem with unsecured debts, we can negotiate settlements with your creditors and provide you with a program that will require just one monthly payment. Debt settlement can be better than a debt consolidation loan because if you have bad credit, you may have a problem qualifying for such a loan.

If you just want to become debt free

Debt consolidation through debt settlement can be very helpful if your goal is to become debt free. If you let us settle your debts, you’ll be rid of all those creditors and debt collectors who have been harassing you. In fact, if you contract with us and then receive a call from a debt collector or creditor, we will contact that company, inform them that we are now representing you and that they are no longer to contact you.

If debt settlement seems like a good option

If you have problems with debt you feel could be settled through debt settlement, give us a call or fill in the amount of debt you all in our form on this page. We’ll be happy to discuss debt consolidation through debt settlement and show you how we can help you become debt free through one of our debt reduction plans. Whether you choose debt settlement or not is completely up to you. However, we can provide you with the information you’ll need to make a wise decision.

Do you qualify for debt consolidation?

National Debt Relief
National Debt Relief

National Debt Relief is one of the largest and best-rated debt settlement companies in the country. In addition to providing excellent, 5-star services to our clients, we also focus on educating consumers across America on how to best manage their money. Our posts cover topics around personal finance, saving tips, and much more. We’ve served thousands of clients, settled over $1 billion in consumer debt, and our services have been featured on sites like NerdWallet, Mashable, HuffPost, and Glamour.

Follow National Debt Relief: Facebook Twitter Instagram Linkedin

Primary Sidebar

Consolidate Your Debt!
Find out how NDR could help.
  • Get one low monthly payment
  • Avoid bankruptcy
  • Get out of debt in 24-48 months
Get Your Free evaluation
Free Debt Consolidation Quote
By clicking "Get Free Quote", you agree that the phone number you are providing may be used to contact you by National Debt Relief (including autodialed and prerecorded calls, as well as text/SMS messages). Msg. and data rates apply, and your consent to such contact is not required for purchase.
 Trusted By Our Clients

"Relief"

I was relieve to know someone could help me with my finances. The person who helped me was very good at her job and explained everything to me. I am glad for the help and would recommend your services to any one with a financial problem. Thank you. Oscar Bicknell

Trustpilot star rating Trustpilot star rating Trustpilot star rating Trustpilot star rating Trustpilot star rating

Oscar Bicknell
ConsumerAffairs Reviews

Latest Debt Consolidation Posts

  • Is A Debt Consolidation Loan Right For Me?
  • Step-by-Step Guide To Consolidating Debt
  • Debt Consolidation Loans For Bad Credit – A Good Idea?
  • Is A Home Equity Loan A Good Idea For Debt Consolidation?
  • 3 Hard Questions To Ask Your Debt Consolidation Company
National Debt Relief, LLC BBB Business Review AFCC Top Ten Reviews Gold Top Consumer Reviews Consumers Advocate Trust Pilot
Company
  • About Us
  • Contact Us
  • Blog
  • Careers
  • Corporate
  • Privacy Policies
  • Terms Of Site
  • Disclaimer
  • Sitemap
Products
  • Debt Relief
  • Credit Card Debt Relief
  • Debt Consolidation
  • Debt Settlement
  • Calculators
  • FAQs
Debt Resources
  • Credit Card Debt
  • Medical Debt
  • Personal Loan Debt
  • Unemployment
  • Divorce Debt
  • Retiree Debt
  • Veteran Debt
  • Business Debt
  • Personal Finance
Follow Us
  • Facebook
  • Twitter
  • Linkedin
  • Instagram
  • Pinterest

© 2021, National Debt Relief, All Rights Reserved.

Disclaimer
Disclaimer
Disclaimer