CloseYou Can Count On Us
How It Works
You’re in control, our debt experts do the work.
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Talk to us for a free consultation
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We create an affordable plan that works for you
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Get out of debt faster than you think
We’ve Transformed The Lives Of Hundreds Of Thousands Of People
“I’d refer anyone to go with this program if you feel like you are drowning. It has been a financial lifesaver”
Saved 23% on her debt*
“When COVID hit I lost my job. NDR was there to help before we even had to try and figure things out.”
Saved 28% on her debt*
“I entered NDR in 2017, owing 17 creditors over 26k…now down to 2 creditors, totaling 2k and anticipate graduating the program by year’s end.”
Saved 25% on his debt*
Turn To Us. We Can Help.
Something really exciting happens after people have their first phone call with us. No matter what’s going on in your financial life, we’re here to help.
Essential Reading
FAQs
At the core of our client relationships is one simple factor: trust. We know that fostering trust is vital. And it starts by doing more listening than talking. As effective listeners, we can better identify our clients’ goals and concerns, then develop debt relief solutions tailored to each client’s unique situation.
Our commitment to customer care leads the industry. We do what we say we’re going to do, and always act in our client’s best interest. National Debt Relief is proud to be the most respected provider of debt relief services in the country. We’re A+-rated and fully accredited with the Better Business Bureau (BBB). And we’re proud to be the top-rated Debt Consolidation Company by our clients — with tens of thousands of reviews and testimonials that include:
- TopConsumerReviews – rated #1 for Debt Consolidation
- TopTenReviews – rated #1 for Debt Consolidation
- ConsumersAdvocate – rated #1 for Debt Consolidation
- ConsumerAffairs – rated #1 for Debt Consolidation
- 46,954 reviews on ConsumerAffairs with a 4.83 out of 5.00 rating
- 31,949 reviews on TrustPilot with a 4.8 out of 5 rating
Our track record speaks for itself. We help thousands of new clients a month start their path to debt relief – and we’ve helped hundreds of thousands of clients resolve billions in consumer debt. We take tremendous pride in our industry leadership. We’re active, accredited members of the American Fair Credit Counsel (AFCC), as well as Platinum Accredited through the IAPDA (International Association of Professional Debt Arbitrators).
We deliver results, and we deliver them the right way.
Beyond our signature Debt Relief solution, our clients have access to a wide network of partners including options for consolidation loans, credit counselling services, bankruptcy referrals, and more. Our team of debt relief experts will review your unique situation and offer solutions based on your situation, your location, and your goals.
Debt Relief is the core of National Debt Relief’s signature solution. It can cut your monthly payments immediately to relieve cash flow pressure and help you focus on becoming debt-free as inexpensively and quickly as possible.
Our program is easy to understand. Rather than paying your creditors, you’ll deposit a monthly payment to a Dedicated Savings Account, in your name and under your control. As funds build up, we’ll contact your creditors to negotiate and agree upon reduced balances. (Because you’re no longer paying the creditor, they will likely view getting a reduced amount as better than risking no payment at all.) Then, you’ll authorize us to use the funds in your Dedicated Savings Account to pay your creditors the reduced amounts. As accounts are paid off, they should be reported back as a zero balance. This should help your credit start to recover. The faster you save, the faster you can be debt free.
National Debt Relief goes way beyond making sure you can afford us – we take the time to review your budget to make sure the solution we suggest will actually help take the pressure off. And, because you can customize your deposit schedule, it’s easier to feel in control throughout the process.
National Debt Relief does charge a fee for our service, but all program fees are already included in your Dedicated Savings Account deposit. And, unlike other programs with hardship solutions, our fee is entirely performance-based. We earn nothing for our work until we’ve achieved the results you want, and you feel great about the savings.
Our fees vary by state and the amount of your debt (about 15-25% of your enrolled debt). Compared to the thousands of dollars in interest you may pay on credit cards while struggling to pay them off, you can still expect to see an impressive amount of savings with National Debt Relief.
While every program differs, here’s an example from a recent client:
“Mary” came to National Debt Relief owing $22,800 between credit cards and a personal loan and was paying a little over $1020/month. Having recently transitioned to a fixed income, her focus was reducing the payment and getting rid of the debt. She set up a $362/month deposit for an estimated 48 months (4 years) to become debt-free.
Because all fees were included, “Mary’s” debt could be resolved for about $17,300 instead of an estimated $63,434 based on minimum payments.
