Pay Off Your Debt for Significantly Less than You Owe
Debt We Can Help With
We cover most unsecured debtAn unsecured loan is a loan that doesn’t require any type of collateral. and negotiate with major credit card issuers and banks every day to reduce debts.
- Credit Cards
- Personal Loans
- Lines of Credit
- Medical Bills
- Business Debts
- Certain Student Debts
Take Back Your Life
David paid a fraction of what he owed in a shorter amount of time
We cover most unsecured debt and negotiate with major credit card issuers and banks every day to reduce debts.
Saved 38% with NDR
We’ve Transformed The Lives Of Hundreds Of Thousands Of People
The moment I realized I could do the plan was when I made my first payment. They said what can you pay? And she said, okay, we’ll start with that.
Now I have money, I can take the kids out for their birthdays. I can buy new things for myself.
“Being able to trust them to do their job allows you to take care of what’s important in your life.”
“Our life started to get less complicated because the burden of debt is hard to carry.”
Depending on your personal situation and whether you have already missed payments to your creditors, debt settlement programs may have a negative impact on your credit score. Due to it being a separately regulated service, we do not provide credit repair services or offer advice on ways to improve your credit.
We charge no fees until you approve the settlement agreement and your debts are settled. There are no sign-up fees, no cancellation fees, and there’s absolutely no obligation – you’re in control. Once debts are settled, the average client usually pays a fee of 15-25% of the total debt enrolled as part of their monthly payment. And if we can’t settle your accounts, you don’t pay us. It’s that simple.
Debt settlement reduces your balance. Your debt is negotiated down, and you pay less than you owe. The creditor forgives the remaining balance in a transaction called a settlement. Debt consolidation combines all of your debt into one loan with a single monthly payment, often at a reduced rate of interest. This typically requires a higher credit score for approval.
A friendly, dedicated debt expert will let you know all your options and the advantages / disadvantages of each – which will help you decide what’s best for you.
Since 2009, we’ve successfully helped hundreds of thousands of people get out of debt. We are one of the country’s largest debt relief companies and pride ourselves on our accreditations which include:
– A+ rating with the BBB
– Over 21,000 five-star reviews of the National Debt Relief program
– A team of debt arbitrators certified through the IAPDA (International Association of Professional Debt Arbitrators)