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Here’s What You Need To Know About Your Tax Return For 2021

February 25, 2021 by Josephine Nesbit

See what you need to know about your tax return for 2021

Tax season is right around the corner. The Internal Revenue Service announced that the nation's tax season will start on Friday, February 12, 2021, when the agency will begin accepting and processing … [Read more...] about Here’s What You Need To Know About Your Tax Return For 2021

Ready for Tax Season? Here’s Your 2021 Tax Checklist

February 23, 2021 by Tom Harkins

See how to get ready for tax season with your 2021 tax checklist

Before you know it, April 15th is going to roll around, and your taxes will be due. If this is the year that you planned to get organized and maybe even a little bit early while filing your taxes, one … [Read more...] about Ready for Tax Season? Here’s Your 2021 Tax Checklist

What is the Best Way to Keep an Emergency Fund?

February 18, 2021 by Josephine Nesbit

See what is the best way to keep an emergency fund

Life has its difficulties; things happen. What would happen if you suddenly lost your job? Do you have enough savings to cover necessary expenses to keep you and your family afloat until you find a … [Read more...] about What is the Best Way to Keep an Emergency Fund?

5 Easy Tips for Couples and Money Management

February 16, 2021 by Josephine Nesbit

See 5 easy tips for couples and money management

Managing your finances can be difficult on its own, but when you add another person, it can be even more of a hassle. The stress and tension that comes with couples and money management are among the … [Read more...] about 5 Easy Tips for Couples and Money Management

Why You Should Avoid Taking Out a Second Personal Loan

February 11, 2021 by Josephine Nesbit

Learn about why you should avoid taking out a second personal loan

Just because you can take out a second personal loan doesn't mean you should. Taking out a second one can be disastrous if you already have trouble managing your debt. Personal loans are the … [Read more...] about Why You Should Avoid Taking Out a Second Personal Loan

The 5 Easy Steps To Start An Emergency Fund

February 9, 2021 by Tom Harkins

Learn about the 5 easy steps to start an emergency fund

Emergency funds are more important than ever as people continue to navigate life during the COVID-19 pandemic, with millions unemployed or underemployed, and all those bills still coming due at the … [Read more...] about The 5 Easy Steps To Start An Emergency Fund

5 Things to Help You Start Paying Off Debt Today

February 4, 2021 by Josephine Nesbit

Learn about how to start paying off debt today

It's not all about the big wins. Taking those little steps to start paying off debt today can make a huge difference. Consumer debt in the United States has grown by 19% since 2009 with a record high … [Read more...] about 5 Things to Help You Start Paying Off Debt Today

How Much Should My Emergency Fund Be?

February 2, 2021 by Josephine Nesbit

Learn about how much should my emergency fund be

When life hits you with a big unexpected expense, your emergency fund ensures you're financially prepared. Most financial experts agree that an emergency fund is a crucial part of financial planning. … [Read more...] about How Much Should My Emergency Fund Be?

Take Control Of Your Finances And Make Them Emergency Proof

January 28, 2021 by Tom Harkins

learn more about how to take control of your finances

Shock proofing your finances during normal times may not seem necessary, but when is the last time we had a long streak of normal times? Over the past year, the COVID-19 pandemic and subsequent … [Read more...] about Take Control Of Your Finances And Make Them Emergency Proof

Find a Good Savings Plan for 2021

January 26, 2021 by Tom Harkins

plan for spending your second stimulus check

As 2020 ends (thankfully!), maybe you should think about making 2021 the year you start saving money. Even during good times, people find it hard to fit saving money into their overall budget. In … [Read more...] about Find a Good Savings Plan for 2021

What Is The Best Way To Spend My Second Stimulus Check?

January 21, 2021 by Tom Harkins

plan for spending your second stimulus check

After months of delays, it finally happened: Congress passed another spending bill with billions of dollars of COVID relief, which the President signed into law in December. While many types of aid … [Read more...] about What Is The Best Way To Spend My Second Stimulus Check?

How To Make Your 2021 Debt Resolutions

January 19, 2021 by Josephine Nesbit

How To Make Your 2021 Debt Resolutions – National Debt Relief

Half of Americans planning their 2021 money resolutions claimed reducing debt or becoming debt-free is at the top of their list. Who wouldn't want to improve their financial situation going into a new … [Read more...] about How To Make Your 2021 Debt Resolutions

5 Tips For Budgeting For Long Term Unemployment

January 14, 2021 by Tom Harkins

5 Tips For Budgeting For Long Term Unemployment

If you're out of work and worried about how you're going to pay all your bills next month, you're not alone. Millions of Americans are out of work due to the coronavirus pandemic, and millions more … [Read more...] about 5 Tips For Budgeting For Long Term Unemployment

Saving Money Is So Hard: Here’s How To Make It Painless

January 12, 2021 by Tom Harkins

Saving Money Is So Hard: Here's How To Make It Painless

Let's face it, even before the COVID-19 pandemic, many of us griped about how saving money is so hard to do. By the time we pay our rent or mortgage, utilities, and make car or credit card payments, … [Read more...] about Saving Money Is So Hard: Here’s How To Make It Painless

How To Set Realistic New Year Money Goals

January 7, 2021 by Josephine Nesbit

How To Set Realistic New Year Money Goals

The top New Year's resolutions amongst Americans are exercising more, eating healthier, and saving money. Unfortunately, only 4% manage to stick to their goals. If you're determined to make or save … [Read more...] about How To Set Realistic New Year Money Goals

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"I went through a divorce, so I was left with a lot of debt. I..."

Easy National Debt Relief Caller: Lauren B Transcribed WE 2/28/2021 Lauren B: The call may be recorded. So what financial concerns led you to seek National Debt Relief services? DEREK: I went through a divorce. So I was left with a lot of debt. Lauren B: And what was the reason you had chose National Debt Relief over the other companies? DEREK: The advertisement. And then I read the reviews. Lauren B: Did they have some pretty good reviews then? DEREK: Yes. Lauren B: And can you tell me about your interaction with the negotiator you had worked with? DEREK: I don't remember that portion 'cause that happened a while ago. I want to say, like, two years ago when they did the negotiations. But it was pretty quick. It was pretty quick. They said it was, like, six months would be the earliest. And I think it was like six and a half months, I got results from negotiation, and then it was set at that. Lauren B: And how did they work with you on the payment plan? DEREK: They asked me a whole bunch of stuff to set up a financial, like, worksheet almost. But it wasn't like me. They were just asking a questionnaire. And that's how they came up with like the payment plan. Lauren B: And how has working with them impacted your life so far? DEREK: It's been good, fine, less stress. Everything is consolidated now. So just make my two payments a month and that's it. Lauren B: So you're still in the system currently? DEREK: Yes. I'm literally about to be done here in a month or so, or two. Lauren B: Was there anything else you'd like to share about the experience with the National Debt Relief? DEREK: No. It's been good. That's pretty much it. Good program. Always stay consistent. And then they always call to ask whenever you call to, like, check on stuff if anything's changed financially and stuff like that. It's been good. Lauren B: And overall, what would you rate your experience on a scale of one to five stars, five means you'd recommend to a friend and one means you're very dissatisfied? DEREK: 5. Lauren B: Would it be okay to post your comments as a review on our public website for National Debt Relief and to help other consumers make good choices? DEREK: Yeah. Sure. Lauren B: I've got your email here as derekjamesblack3@gmail.com. Is that right? DEREK: Yes.

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Derek Black
ConsumerAffairs Reviews
  • Here’s What You Need To Know About Your Tax Return For 2021
  • Ready for Tax Season? Here’s Your 2021 Tax Checklist
  • What is the Best Way to Keep an Emergency Fund?
  • 5 Easy Tips for Couples and Money Management
  • Why You Should Avoid Taking Out a Second Personal Loan
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