The No-Spend Challenge has people all over the country putting a freeze on their spending for a weekend, week, or even an entire month. Not only does this forced frugality save participants money that … [Read more...] about 10 Easy Steps For A Successful No Spend Month [Infographic]
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Does It Make Sense To Pay Your Taxes With A Credit Card?
Tax season is in full swing, and due to Trump's changes in the tax code, fewer people are expected to receive a refund this year, and many will receive a hefty bill. Employers were withholding less so … [Read more...] about Does It Make Sense To Pay Your Taxes With A Credit Card?
Is It Smart To Use Retirement Money For College?
College is expensive. A 2018 survey indicated that in-state tuition at a state university averaged over $25,000, while a year of school at a private college cost over $50,000. It's not surprising that … [Read more...] about Is It Smart To Use Retirement Money For College?
What Are Your Plans For Your Tax Refund This Year?
While there were some alarming statistics last month about smaller tax refunds for the 2018 tax year, recent data from the Treasury Department indicates that refunds are on track to meet last year's … [Read more...] about What Are Your Plans For Your Tax Refund This Year?
Tips To Pay Off Your Home Loan Earlier Than Expected
Americans currently hold over $10 trillion in mortgage debt. If you're one of them, chances are strong that monthly mortgage payment is one of your biggest bills. While a home may be one of the most … [Read more...] about Tips To Pay Off Your Home Loan Earlier Than Expected
9 Tax Mistakes You’re Probably Making This Year
Tax season is in full swing. For many, this means tracking down receipts, looking for W-2s, and popping antacids like they're candy. Even on a good day, filling out tax forms is a stress-filled, … [Read more...] about 9 Tax Mistakes You’re Probably Making This Year
5 Credit Score Myths That You Shouldn’t Believe (and 3 Truths You Should)
Ignorance may be bliss, but not when it comes to your credit score. Lack of knowledge, or knowledge that's inaccurate, can damage your credit score, which will cost you money in higher interest rates … [Read more...] about 5 Credit Score Myths That You Shouldn’t Believe (and 3 Truths You Should)
Tax Bill Too High? Start Getting On Track For 2019 Now
Filing your Federal and state income tax returns each spring is never a fun activity. This year, people are getting an unpleasant surprise as they file their 2018 returns, too. In the wake of the … [Read more...] about Tax Bill Too High? Start Getting On Track For 2019 Now
More Americans Than Ever Have More Debt Than Savings
Despite the current uncertain times, the U.S. economy is doing well by many standards, and as of January 2019, unemployment was at a low of 4%. These conditions should mean that Americans have more … [Read more...] about More Americans Than Ever Have More Debt Than Savings
How Do Taxes Work With Money Borrowed From My 401(k)?
If you have a 401(k) retirement account with your employer, you may be able to withdraw funds from it to use as a personal loan. In fact, nearly 20 percent of people with 401(k) retirement accounts … [Read more...] about How Do Taxes Work With Money Borrowed From My 401(k)?
Improve Your Mortgage IQ By Learning These 8 Important Facts
If you're a first-time homebuyer, you know you'll need a mortgage to buy a house, but you likely don't know much about it other than it's a big loan. When you hear people talk about ARMs and … [Read more...] about Improve Your Mortgage IQ By Learning These 8 Important Facts
What Is the Best Credit Card Payoff Plan?
Credit card debt is a serious problem in the United States. Americans currently carry a combined total of over $1 trillion of outstanding credit card debt with the average household now carrying a … [Read more...] about What Is the Best Credit Card Payoff Plan?
What Trump’s New Policies Mean For Payday Loans
On February 6, the Consumer Financial Protection Bureau announced it would be overturning a rule put in place by President Obama aimed at protecting consumers who may be taking out loans they have no … [Read more...] about What Trump’s New Policies Mean For Payday Loans
Here’s Why You Need To File Your Taxes Early
Procrastinators live by the old adage that, "if you wait to the last minute, it only takes a minute." That mantra often applies to their tax returns as well. Traditionally, millions of Americans wait … [Read more...] about Here’s Why You Need To File Your Taxes Early
Here Are The 6 Signs Your Future Spouse Is Bad With Money
You're about to get married. Congratulations! Marriage is one of the biggest commitments a person can make to someone else, and there's tremendous excitement in a relationship that seems perfect. … [Read more...] about Here Are The 6 Signs Your Future Spouse Is Bad With Money