Debt, especially credit card debt, is a serious problem these days. The average household that carries a balance from month to month on their cards has about $16,000 in credit card debt. Dealing with … [Read more...] about Can Your Paycheck Be Garnished For Debt?
Blog
Revise Your Budget To Get The Most Out Of It
Once you've put in the time to come up with a budget and begin to implement it, you may think that your job is done. Not so fast. Even if you have a strict budget, your finances aren't set in stone; … [Read more...] about Revise Your Budget To Get The Most Out Of It
Quick! It’s Not Too Late To Plan An Affordable Summer Vacation
Summer is just about here, and the chances are strong that you're planning to take a vacation before fall rolls around. However, if you're thinking about hitting the beach, taking a cruise, or heading … [Read more...] about Quick! It’s Not Too Late To Plan An Affordable Summer Vacation
Easy Ways To Keep The Cost Of Your Auto Insurance Low
According to a 2019 study, Americans on average are paying $3,719 every year for their automobile insurance. Hefty car insurance premiums can consume a sizable portion of your household budget and … [Read more...] about Easy Ways To Keep The Cost Of Your Auto Insurance Low
How Does Paying For College Actually Work?
As your child approaches college, you may be overwhelmed by a mountain of information on colleges you didn't know existed and loan offers from banks you've never heard of. Fortunately, it's not all … [Read more...] about How Does Paying For College Actually Work?
When Is It Time To Talk To Your Kids About Money?
Despite it being a taboo subject in many homes in the past, today, there's little debate on the view that kids need to understand how finances work before they're faced with major financial decisions … [Read more...] about When Is It Time To Talk To Your Kids About Money?
It’s Time To Spring Clean Your Personal Finances
April showers bring May flowers, but what do May flowers bring? Spring cleaning! If your answer was "pilgrims," you get bonus points. While you're embracing your inner Cinderella, why not do a good … [Read more...] about It’s Time To Spring Clean Your Personal Finances
How Important Is It To Improve My Credit Score?
Credit reports are long and dry, and using reports alone to determine risk can be subjective. Credit scores were introduced to be a more objective determination of how likely an applicant was to pay … [Read more...] about How Important Is It To Improve My Credit Score?
How To Clean Up With Credit Card Rewards Points
While credit card debt remains a significant challenge in the United States, Americans are nonetheless quite fond of their rewards cards. In fact, a 2018 survey found that about 57% of Americans had a … [Read more...] about How To Clean Up With Credit Card Rewards Points
How Bad Credit Can Keep You From Your Dream Job
Having a less-than-stellar credit report can cost you in many ways. It can cost you in higher interest on loans and credit cards, the ability to obtain new credit or even that nice, new apartment. … [Read more...] about How Bad Credit Can Keep You From Your Dream Job
What Is Credit Card Churning And Should I Try It?
Do you ever apply for credit cards just for the sign-up bonuses or rewards points they offer? This strategy of signing up for numerous cards to get those types of benefits is known among credit card … [Read more...] about What Is Credit Card Churning And Should I Try It?
4 Easy Ways To Reach Financial Maturity
Recent statistics have revealed that only 40% of people have enough money saved to cover a $400 emergency. Credit card debt, student loan debt, and auto loan delinquencies each reached all-time highs … [Read more...] about 4 Easy Ways To Reach Financial Maturity
What Should You Tell Your Kids About Your Finances?
A 2017 survey by T. Rowe Price found that 69% of parents are reluctant to discuss finances with their children, and 61% will only discuss it when asked. Why is it so taboo? Why is it that such a … [Read more...] about What Should You Tell Your Kids About Your Finances?
Is It Time To Ditch Your Big Bank?
Are you thinking about closing your account at a big bank? If so, you're not alone. People have been frustrated with the high costs of big banks for quite some time. In 2011, there was actually a … [Read more...] about Is It Time To Ditch Your Big Bank?
4 Bad Habits You Can Change For Financial Literacy Month
April is Financial Literacy Month. Just as you make New Year's resolutions to exercise more or lose weight for your physical health, April is the perfect time to make some changes that'll put you on … [Read more...] about 4 Bad Habits You Can Change For Financial Literacy Month