Nobody intends to fall behind on bills. Unfortunately, the unexpected can happen at any time: a job loss, illness, or divorce can come out of nowhere. If you're not prepared, it can be financially … [Read more...] about Learn How To Send A Cease and Desist Letter To Creditors
If you're like most Americans, you have a mix of credit and debit cards in your wallet and probably a bit of cash. Do you find yourself wondering which card to use when it comes time to make a … [Read more...] about How To Know When To Swipe Debit Vs. Credit
You've been faithfully investing in your 401(k) for years. With your spending, you weren't as forward thinking, so you've racked up considerable debt. If your 401(k) is like a savings account for your … [Read more...] about Should I Use My 401K to Pay Off Debt?
If you're taking the time to read this, you probably already know personal debt is a serious problem in the United States. The statistics bear this fact out. Last year, total credit card debt reached … [Read more...] about 10 Reasons Why People Stay in Debt
When you were a child, financial planning was nothing more than putting your allowance in a piggy bank to save enough money for that new bike you wanted. You eagerly waited for that day when you could … [Read more...] about What Is Financial Planning And How Can I Get A Plan