While the holiday season can be an exciting time to reconnect with family and friends, it can also be stressful for many. In fact, people worry about money during the holidays more than any other time … [Read more...] about How to Shop for the Holidays Without a Credit Card
The holiday season is fast approaching; soon, you'll be out shopping for gifts and getting ready to see family and friends. However, if you're like millions of other Americans, you'll probably be … [Read more...] about This Holiday Season Treat Yourself to Debt Help and Advice
Even if you're a big fan of shopping for holiday gifts for family and friends, this year may be different. After all, the country is still reeling from COVID-19, the economy has yet to recover, and … [Read more...] about How to Make Your Own Gift Cards for a Frugal Holiday Gift
The holiday season is here; with it, comes added financial stress for many Americans. According to the 2019 Bankrate Holiday Gifting Survey, 6 out of 10 people feel pressure to overspend on holiday … [Read more...] about How to Decorate For the Holidays on a Budget
Budgeting is already hard enough, and the holidays don't make it any easier. Download this step-by-step guide for a holiday shopping budget template to keep yourself from overspending this year and … [Read more...] about Free Holiday Shopping Budget Template To Keep You Out Of Debt
If you own a business, you're going to have to take on debt, eventually. In fact, according to a recent study, the average small business has about $195,000 in business debt. You may need to take out … [Read more...] about What Is a Good Bad Debt Ratio for a Business?
More options than ever are available when it comes to banking, and not just in the types of accounts that customers can choose. Apart from brick-and-mortar banking institutions, online banks have … [Read more...] about What Types of Accounts Do Banks Offer?
It's often challenging to handle financial matters on your own. It's even more difficult when you have to do it as a couple. Dealing with finances can be a major source of stress in a relationship. In … [Read more...] about The 5 Biggest Money Mistakes Couples Make
Everyone needs a loan at some point in life. Most will need a mortgage to purchase a new home, financing for a new car, or some sort of line of credit to keep a business running. In fact, there's … [Read more...] about 10 Terms to Know When You’re Confused About Personal Loans
Building wealth isn't easy, especially if you're not rich to start with. However, it's not impossible. Every year, scores of people are able to reduce their spending and debt and find ways to … [Read more...] about 5 Easy Tips On How To Build Wealth With Low Income
Coronavirus has affected Americans across the nation, with many households feeling the effects of the economic downturn. There have been numerous calls to change the systems and policies that have … [Read more...] about How Coronavirus Has Affected Americans [Infographic]
You hear the term "fiscal policy" tossed around a lot, especially in political debates regarding taxes, a new budget bill, or the amount of influence the government has in the economy. The ultimate … [Read more...] about How Does Congress Plan Out a Fiscal Policy?
The internet and mobile devices have changed banking considerably over the past two decades. While virtually every traditional brick and mortar banking institution has an online presence, the internet … [Read more...] about What Are The Benefits Of A Virtual Bank Savings Account?
Overdraft fees are no joke. The Federal Deposit Insurance Corporation (FDIC) released data regarding overdraft fee revenue and the overdraft practices of the 10 largest banks in the United States. … [Read more...] about My Bank Account is Negative, What Now?
When it comes to paying bills, everyone could use a little help. On average, people spend nearly $600 annually on late fees, and payment history is the most important factor for a credit rating. One … [Read more...] about Can I Combine All Bills Into One Payment?