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National Debt Relief - A+ BBB Accredited Business - Get Relief From Credit Card Debt, Medical Bills And Unsecured Loans

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Free Debt Consolidation Quote

By clicking "Get Free Quote", you agree that the phone number you are providing may be used to contact you by National Debt Relief (including autodialed and prerecorded calls, as well as text/SMS messages). Msg. and data rates apply, and your consent to such contact is not required for purchase.
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Credit Card Pay Off Calculator

Have you ever wondered if your monthly payments towards your credit card debt are making a difference? With National Debt Relief’s Credit Card Payoff Calculator, you can project how long it will take you pay off your debt using your current payment structure. You may be surprised to see how many months it’ll be before you’re finished – especially if you happen to be paying minimum payments on your monthly bills. Use this calculator to plug in higher and lower monthly payment amounts. See how these changes, even small ones, have giant impacts on your end date.

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National Debt Relief LLC

Credit Card Pay Off Calculator

Use this calculator to see what it will take to pay off your credit card balance, and what you can change to meet your repayment goals.

National Debt Relief LLC
180 Maiden Lane, 30th Floor
New York, NY

Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

To use the Credit Card Payoff Calculator, you’ll need to know the current balance on your account, your interest rate (or APR), and current monthly payment. Do you have a payoff goal or number of months you’d like to be done paying off this debt? Enter that as well to see how that affects your recommended monthly payment. On the right side of the first graph, you’ll see your current monthly payment with “new payment” listed underneath. Look at the graph to see how changing your monthly payment to this new amount can have drastic changes on how long it will take you to finish. If you can’t afford this new amount, don’t worry. Even a little bit extra goes a long way.

You should also enter any additional monthly charges that are going on your card (although ideally, this would be $0) as well as any annual fees. Don’t know if your card or account charges annual fees? Make sure you find out. Hidden fees are tricky, so it’s best to be aware of what you’re paying for. Call your creditor for more information on this. If you need to use this card for any major purchases, plug this amount into the calculator as well. Adding more debt to your card will only prolong the payoff time, so it’s even more important to increase your monthly payment amount whenever you can.

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