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Free Debt Calculator

Are you in over your head in debt? Are you barely making ends meet? Use our free debt calculator to calculate your debt to income ratio and see how risky your financial situation.

1. Enter in your total unsecured debt – this includes credit cards, personal loans, medical bills and other unsecured debts.

2. Enter in your average interest rate on your debts. Add up the APRs on your credit cards and then divide by the number of credit cards to get the average interest rate.apply now for debt relief help

3. Enter in your desired program length (enter # of months) – the lower the number the higher your monthly program payment and the higher the number the lower your monthly payment.

4. Press calculate and see how long it will take you to get out of debt with the popular debt reduction methods.

This is a free debt analysis that starts with your monthly income before taxes and then asks for some common expenses like your monthly rent or mortgage payment, your car payment, and debt payments.

Do you qualify for debt consolidation?

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