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Are you in over your head in debt? Are you barely making ends meet? Use our free debt calculator to calculate your debt to income ratio and see how risky your financial situation.
1. Enter in your total unsecured debt – this includes credit cards, personal loans, medical bills and other unsecured debts.
2. Enter in your average interest rate on your debts. Add up the APRs on your credit cards and then divide by the number of credit cards to get the average interest rate.
3. Enter in your desired program length (enter # of months) – the lower the number the higher your monthly program payment and the higher the number the lower your monthly payment.
4. Press calculate and see how long it will take you to get out of debt with the popular debt reduction methods.
The Debt Calculator
This is a free debt analysis that starts with your total unsecured debts and then asks for some common expenses like how much interest you pay on your credit cards and the desired length of time to pay off your debt.
National Debt Relief helps people nationwide resolve $10k or more in unsecured debt. Our debt coaches negotiate with creditors on your behalf so that you pay a fraction of what you owe and can become debt free in as little as 24-48 months.