Do you know all the benefits of debt relief?
How is your home life when you are struggling with a massive cloud of debt hanging over your head?
-Are you fighting about money?
-Are you frustrated about so much of your paycheck going to pay just interest and fees?
-Are you stressed out and losing sleep due to your debt?
-Are you losing hope of ever being debt free?
If you can get your debt problems resolved, you can enjoy the benefits of knowing these financial issues and frustrations will go away and you can live your life again…on your own terms.
These are the main debt relief benefits:
- No more fights about money
- No more living paycheck to paycheck frustrations as you’ll finally have money in the bank at the end of the month
- Reduced stress and anxiety levels
- No more restless or sleepless nights worrying about money
- Renewed sense of hope as you don’t feel trapped by your debts anymore
Can you put a price on these benefits of resolving your debt problems?
Let’s talk about how you can achieve these benefits.
Debt settlement, also known as debt negotiation can help you when you are unable to afford your debts anymore. While debt relief companies will not give you or lend you the money to pay your debts, they are able to negotiate on your behalf so your creditors can agree to better terms that you can afford. Their expertise is something that you can really count on to make your creditors understand your financial situation.
The debt resolution company can explain your financial hardship to your creditors and explain that it is in their best interest to negotiate and settle your debt for less than the full balance so that you can get your life back and they can resolve your accounts instead of spending more time and resources trying to collect on a bad debt.
Debt negotiation is not the only way to get debt relief. Not everyone qualifies and you need to be able to afford to save money to pay off your settlements. If you have no income and cannot afford to save money, you may need to speak with a local bankruptcy attorney and see if filing for bankruptcy protection is the way to get you the debt relief benefits you are looking for.
Whether you are deemed qualified to apply for a Chapter 7 or Chapter 13 bankruptcy, your debts or a sizable portion of your debts will be wiped out. As easy as that may sound, you should consider the 10 year taint on your credit history. That will really look bad on your credit score and it will not go away for many years. Should you need financial assistance in the future, that will be very difficult to get.
Understanding the National Debt Relief Benefits
Debt relief is one of the best ways to ultimately achieve financial freedom. But as great as the benefits are, you need to find the right company to put your trust into. There are many companies out there and before you settle into one, you need to ask yourself two things: what can they do for you and are they for real.
Remember that anything related to money attracts a lot of scammers. One of the quickest ways to spot a malicious debt relief company is when they ask for upfront fees. This is something that the government has outlawed so beware of any company that asks for upfront fees. You should look for a company that only charges a fee after they have produced some results, namely reducing some of your credit card debt.
It is best to go for debt relief companies that are known to have proven results, does not charge upfront fees and can show you accreditations that will prove their existence as a legitimate company, especially when they have a solid rating with the Better Business Bureau. National Debt Relief may just be your best option to help you with your debt crisis.
Here are some of the benefits that you will enjoy with a great debt relief company. Through National Debt Reliefâ€™s help, you may:
– Get financial counseling and guidance from an expert.
– Create a budget plan that will help you address your bad spending behavior.
– Arrive at a lower monthly payment that is more fitting to your tight budget.
– Be pardoned for late payment charges and fees.
– Have a sizable portion of your debt forgiven.
– Focus on one payment alone that funds the FDIC insured account where the debt relief company will get the money to pay off your debts.
– Settle your debts without compromising the other financial obligations that is needed for your basic necessities.
– Live a less stressful life that is free from harassing creditors.
The initial consultation is free. Give us a call and we can work on finding the right solution for your money troubles. A debt relief expert will be working with you closely to help and guide you towards enjoying all the debt relief benefits you have longed for.