National Debt Relief is committed to providing true service and works with the rules and regulation of the Federal Trade Commission (FTC). We do not charge upfront fees and we also have one of the lowest fees in the industry.
The FTC came up with the TSR or the Telemarketing Sales Rule with the intention to protect consumers and debtors from abusive practices of some debt relief companies. Read more about it in our resource page about Debt Relief Laws.
National Debt Relief Does Not Charge Any Upfront Fees
As a legitimate debt management company, National Debt Relief will not charge you upfront fees – there is no cost to signup. Our initial consultations are free. We will have a debt professional talk with you to discuss how you can approach your debt management plan effectively. Together, you will look at your finances and see what you can afford to pay for month on month.
You can get started with no upfront fees, a money back guarantee, and a lower monthly payment. Not to mention you get to see your debt reduced without bankruptcy.
You get to see results before you have to pay anything.
All of these planning will not require upfront payments from you. While we will discuss with you our fees during the initial meeting, that payment will not be billed to you unless we have successfully come up with an agreement with your creditor – an agreement that you can accept.
You Pay Only When You See Your Debt Reduced
We will work on helping you save a huge amount on your debt and our fees will be a percentage of your debt amount. That is how the TSR wants the transactions to happen between debt relief companies and their consumers and we are completely compliant with that.
Let’s take a look at an example.
Let’s say you owe $10,000 in credit card debt and your interest rate is 15%. Your monthly payment will be around $225. Assuming you don’t charge anything else to the card and keep making the $225 monthly payment, you will have the debt paid off in 66 months or 5 and 1/2 years and you will have paid over $4600 in interest charges. So almost a total of $15,000 if you don’t do anything but keep making your monthly payments.
Using National Debt Relief and not paying anything until you see results, you could hypothetically see your $10,000 reduced by half and then add in our fee of 25% of your debt, and you will pay $7,500 and be out of debt.
Which amount would you rather pay?
This is a hypothetical example and your debt relief expert can provide you with more details and a more precise quote as our fees vary by state and debt amount.
Our focus is not on those fees but on helping our clients get the best debt relief solution to their financial troubles. We work on settling over $10 million in debt every month and we work hard on behalf of our clients. We even go beyond that by providing you with free credit consultations to make sure that after you get a debt-free life, you know how to keep it that way.
National Debt Relief is willing and able to give you a hand to get out of debt. Give us a call and find out what we have in store for you. We assure you that you will only pay depending on how we perform with regards to the reduction of your debt.