Credit card debt is a serious problem in the United States. Americans currently carry a combined total of over $1 trillion of outstanding credit card debt with the average household now carrying a … [Read more...] about What Is the Best Credit Card Payoff Plan?
Credit Card Debt Help
Do you put $10,000 or more on your credit cards each month? In theory, it should be really easy to manage that debt. All you have to do is pay off your entire balances on their due dates. I mean, what … [Read more...] about How To Be A High Volume Credit Card User Yet Stay Out Of Debt
You probably wouldn't want to contact swine flu. It’s a nasty disease whose symptoms include fever, cough, sore throat, body aches, headache, chills and fatigue. Credit cards are like this in that if … [Read more...] about 8 Credit Cards Things To Avoid Like Swine Flu
Did you know that our total credit card debt has grown to an alarming $800 x`billion? As you might guess, this is not a small problem. I saw one report recently that the average American is now … [Read more...] about Who’s Responsible For Our Huge Credit Card Debt?
I saw this question asked by a young woman. She said she had a Macy’s credit card with a $100 limit that was 180 days late and had been closed by the creditor. She also had a Wells Fargo credit card … [Read more...] about “Why’s My Credit Score Just 570 And What Can I Do To Boost It?
If you suddenly came into $1,000 what should you do with it? Should you save the money or just spend it? Extremely low interest rates Interest rates are very low these days. I’ve seen ads for … [Read more...] about “I have $1,000.00 what should I do with it? Spend or save?”
What is a simple three-digit number that rules your financial life? It's your credit score. These scores go from 300 to 850. As you might guess, the closer you are to 850, the better. Conversely, the … [Read more...] about Never Apply For More Than One Credit Card At The Same Time
You may not want to hear this but the best advice for dealing with credit card debt is, of course, not to get into it. If you pay off your balance or balances at the end of each month, you'll not only … [Read more...] about The Best Advice For Dealing With Credit Card Debt
I’ve been seriously in debt so I know how it feels, which is awful. There are few things in life worse than waking up in the morning knowing that you will be receiving phone calls from irate creditors … [Read more...] about Could A Free App Help You Get Out of Debt?
I read recently about a woman who was being dunned by a debt collection agency over a bill that was seven years old. She believed that she didn't have a negative balance when she had stopped using the … [Read more...] about “Am I Still Responsible For A Seven Year Old Debt?”
Most people get into serious debt because of poor spending habits. Effective management of credit card debt can help you to stabilize your finances. Most financial experts suggest that credit card … [Read more...] about How To Manage Credit Card Debt
Credit card debt is easy to accumulate but can be difficult to eliminate if you have poor spending habits. Many people are attracted by low introductory rates on credit cards and cash advance checks. … [Read more...] about Tips On How To Reduce Credit Card Debt
Paying off debt gives you relief and you get to enjoy life with your loved ones. Here are 36 tips that can help you to get out of debt fast. List Your Debts Write down all your debts in a … [Read more...] about Credit Card Debt Relief – 36 Ways To Get Out Of Debt Fast
When used wisely, credit cards can help you build a good credit rating and can be useful in emergencies. When used unwisely, they can be a source of misery for you and your family. Depending on how … [Read more...] about How To Avoid Credit Card Debt
Credit cards offer a faster way to pay for your purchases when you do not have cash. However, you should not pay all your expenses with your credit card. You should have a savings fund that you can … [Read more...] about It’s Time To Reduce Credit Card Debt