Do you have an IRA or does your employer have a 401(k) plan? If it does, we hope you are participating in the program, especially if it matches your contributions. According to the website … [Read more...] about Regular or Roth IRA: Which is a Better Way to Save for Retirement?
saving for retirement
In his January, 2015 State of the Union address, President Obama introduced a new savings plan called MyRA. It has been promoted as an alternative for workers that lack employer-sponsored … [Read more...] about Is the New MyRA a Good Option or a Ponzi Scheme?
Saving for retirement is not mandatory. At least, in most areas it is not. That means companies are not obligated to provide their workers with a retirement plan. If the worker is living from paycheck … [Read more...] about Is it Right To Make Saving For Retirement Mandatory?
Paying off a debt just has to be one of the best feelings in life. That debt has been hanging over you for maybe two years or longer and now it's gone. You may feel as if a large weight had been … [Read more...] about Just Paid Off a Debt? Here’s 7 Financial Steps You Could Take Next
An Individual Retirement Account is a type of "individual retirement plan,” offered by many financial service companies. An IRA represents a good way for many Americans to save money for their … [Read more...] about 6 Important Facts You Need to Know Before Opening an IRA
One of the important financial tasks that we need to look into is how we can prepare for retirement. The older we get, the more we should be conscious about our financial situation. After all, we are … [Read more...] about 7 Financial Tasks 50-Somethings Should Do To Prepare For Retirement
When you're young, full of energy, footloose and fancy free it's tough to think about retirement. After all, as a millennial you're probably close to four decades from retiring. As tempting as it … [Read more...] about Six things a Millennial Needs to do to Retire Rich
If you want to retire early, you need to practice certain financial habits right at this very moment. But before we dwell into that, let us define what early retirement is all about. For most … [Read more...] about Want To Retire Early? Practice These Financial Habits Right Now
Do you really think our economy is stable enough to keep your retirement fund secure? Guess again. Last August 24, 2015, investors all over the country probably had a scary moment when the US … [Read more...] about How To Secure Your Retirement Fund When The Market Crashes
One of the financial goals that you should have is a retirement fund. You need to start saving up for this fund as early as you can. The earlier you start, the more money you can save. You do not want … [Read more...] about 3 Reasons Why You Need To Increase Your Retirement Fund Target
When you are in your 20s, you would think that you do not have to start saving for retirement. Although it is true that retirement is a long way off, that does not mean you should procrastinate. One … [Read more...] about 3 Reasons Why You Need To Begin Saving For Retirement In Your 20s
When it comes to a retirement fund, it is no longer a question of whether you need it but rather, when you will be needing it. As you age, you need to realize that there will come a time that you can … [Read more...] about 10 Things You Need To Remember With Your Retirement Fund
Who wants to wait until 80 to retire? Nobody. No one in their right mind would want to keep on working until they drop. Even those who love their work or are meticulous about the businesses that they … [Read more...] about Signs You Are Financially Ready For Early Retirement
If you’ve been salting away money for 20 years or more, looking forward to those golden years of retirement, there are undoubtedly some things you think you know that are not entirely true. In fact, … [Read more...] about 5 Things You Think About Retirement That Are Probably Wrong
In his State of the Union speech, President Obama proposed a new program he calls myRA. It’s designed to help millions of Americans start building a nest egg towards retirement if they do not have a … [Read more...] about 7 Things You Need To Know About The New MyRA