• Skip to primary navigation
  • Skip to main content
  • Skip to primary sidebar

National Debt Relief

National Debt Relief - A+ BBB Accredited Business - Get Relief From Credit Card Debt, Medical Bills And Unsecured Loans

Talk to a debt counselor toll free:

800-300-9550

Get Relief From Credit Card Debt

Medical Bills and Unsecured Loans

  • Apply Now
    • Qualifications
    • Is This Right For Me?
  • Proven Results
    • Debt Relief Benefits
    • Credit Card Debt Relief
  • Debt Relief
  • Credit Card Debt Relief
  • Debt Consolidation
  • Login
HomeBlog BlogWhat To Do About Identity Theft
Video Transcript

Free Debt Consolidation Quote

By clicking "Get Free Quote", you agree that the phone number you are providing may be used to contact you by National Debt Relief (including autodialed and prerecorded calls, as well as text/SMS messages). Msg. and data rates apply, and your consent to such contact is not required for purchase.
  • National Debt Relief, LLC BBB Business Review
  • McAfee SECURE sites help keep you safe from identity theft, credit card fraud, spyware, spam, viruses and online scams

What To Do About Identity Theft

September 15, 2012 by National Debt Relief

The word fraud surrounded by ones and zerosYou may have heard the term identity theft but you may not know how serious this crime has become. It is one of the fastest growing ones here in the US. In fact, it accounts for financial losses of $50 billion and more. Around seven percent of all Americans have had their identities stolen or mistreated, which have cost each of these people an average of $3,500.

100 million

It gets even worse as nearly 100 million other Americans are at risk of identity theft each year when government records and corporate databases are stolen or lost. As you can see from the statistics, identity theft may be the most costly, persuasive and frequent crime in America.

Why would a person steal my identity?

There’s a simple answer to this question – to steal your money. Identity thieves can use your personal information to raid your bank accounts and buy stuff using your credit card numbers. They can open new credit card accounts in your name and change the billing address on your credit cards so that you no longer receive statements as they keep charging on the cards. An identity thief can commit phone or utilities fraud under your name, open a new checking account and write checks using your name or even take out a major loan.

What happens if my identity is stolen?

If this occurs, you’re in for a world of trouble. You will not only suffer a financial loss but may experience serious psychological pain. You can end up being harassed by debt collectors and have serious problems with your bank. In a worst-case scenario, you could even be arrested for crimes that were committed by the person who stole your identity.

What you can do to prevent identity theft

Experts in this field say that there is no way you can protect yourself 100% against identity theft. However, there are a number of things you can do to minimize the damage that can be done. For example, you should use credit cards when you travel as the credit card companies now offer their customers a zero liability policy so if your card is lost or stolen, you are protected.

When you vacation, you should use a fanny pack or travel pouch worn inside your shirt for your important documents. The reason for this is that there are pickpockets in most major cities and they are not interested in cash. What they want is your Social Security number, driver’s license and checks.

Be sure to watch out for what are called “shoulder surfers.” These are the people who try to look over your shoulder at ATMs or when you’re using a credit card to make a purchase. Be careful about using your computer in public Wi-Fi networks.

Don’t carry anything in your wallet that isn’t totally necessary. Try to leave anything that has your Social Security number on it at home. Do not make your PIN or password easy to guess and don’t have your driver’s license number on your checks.

How about those identity protection services?

While none of the identify protection services can protect you 100% from having your identity stolen, they can help minimize the damage. The way that most of them work is they continuously monitor your credit reports and your personal information. If they see that it‘s being used for retail credit, mortgage loans, utilities or wireless services, they will immediately alert you. You can then take the appropriate action such as contacting your credit card companies or other lenders. You should also notify the three credit reporting bureaus and establish fraud alerts. You might also want to ask the three credit reporting agencies to do a security freeze on your accounts so that no one but you can access your credit file.

Better to be safe than sorry

It might take some extra time and efforts to protect yourself against identity theft but it could be well worth it. If you don’t believe us, just ask anyone who has had his or her identity stolen. It can wreak havoc on your life for months or even years.

Do you qualify for debt consolidation?

National Debt Relief
National Debt Relief

National Debt Relief is one of the largest and best-rated debt settlement companies in the country. In addition to providing excellent, 5-star services to our clients, we also focus on educating consumers across America on how to best manage their money. Our posts cover topics around personal finance, saving tips, and much more. We’ve served thousands of clients, settled over $1 billion in consumer debt, and our services have been featured on sites like NerdWallet, Mashable, HuffPost, and Glamour.

Follow National Debt Relief: Facebook Twitter Instagram Linkedin

Primary Sidebar

Consolidate Your Debt!
Find out how NDR could help.
  • Get one low monthly payment
  • Avoid bankruptcy
  • Get out of debt in 24-48 months
Get Your Free evaluation
Free Debt Consolidation Quote
By clicking "Get Free Quote", you agree that the phone number you are providing may be used to contact you by National Debt Relief (including autodialed and prerecorded calls, as well as text/SMS messages). Msg. and data rates apply, and your consent to such contact is not required for purchase.
 Trusted By Our Clients

"..."

Easy National Debt Relief Caller: Lauren B Transcribed WE 3/28/2021 Lauren B: The call may be recorded. What concerns led you to seek out National Debt Relief services? AARON: Basically, we were over our heads on the credit card debt. Lauren B: What was it that made you choose National Debt Relief over the other companies? AARON: It's just not a hard sell. They're pretty straightforward and not a lot of hoopla trying to get us to go onboard. Lauren B: How was your interaction with the negotiator you had worked with? AARON: It was fine, more than fine. Lauren B: Were you pretty comfortable with them or was there anything you thought could have been improved? AARON: No. I was very comfortable. Actually, my wife went and did it too. Lauren B: How'd they work with you on the payment plan? AARON: It's basically set in stone. We've been on for over a year, so it's all good. Lauren B: Are you completely done paying or are you still making a payment? AARON: I'm about in the middle of it right now. Lauren B: How has working with National Debt Relief impacted your life in any way? AARON: It makes it a little stressful at times with the payment plans, but at the same time, it's actually made it less stressful because we've learned to work in different ways with cash, stuff like that. It's fine. Lauren B: Overall, what would you rate your experience on a scale of one to five stars, five means you'd recommend to a friend and one means you're very dissatisfied? AARON: I would say 5. Lauren B: Would it be okay to post your comments as a review on our public website for National Debt Relief and to help other consumers make good choices? AARON: Sure. That's fine. Lauren B: I do have your email here as aaronlesser36@gmail.com. Is that right? AARON: Yup.

Trustpilot star rating Trustpilot star rating Trustpilot star rating Trustpilot star rating Trustpilot star rating

Aaron Lesser
ConsumerAffairs Reviews

Latest Blog Posts

  • How To Write The Perfect Salary Negotiation Email
  • How To Go Back to School as an Adult
  • Is It the Right Time to Ask for Raise?
  • How To Turn A Summer Gig Into A Full Time Job
  • Debt Consolidation: 7 Tips on How to Pay Debt Off
National Debt Relief, LLC BBB Business Review AFCC Top Ten Reviews Gold Top Consumer Reviews Consumers Advocate Trust Pilot
Company
  • About Us
  • Contact Us
  • Blog
  • Careers
  • Corporate
  • Privacy Policies
  • Terms Of Site
  • Disclaimer
  • Sitemap
Products
  • Debt Relief
  • Credit Card Debt Relief
  • Debt Consolidation
  • Debt Settlement
  • Calculators
  • FAQs
Debt Resources
  • Credit Card Debt
  • Bad Credit
  • Medical Debt
  • Personal Loan Debt
  • Unemployment
  • Divorce Debt
  • Retiree Debt
  • Veteran Debt
  • Business Debt
  • Personal Finance
Follow Us
  • Facebook
  • Twitter
  • Linkedin
  • Instagram
  • Pinterest

© 2021, National Debt Relief, All Rights Reserved.

Disclaimer
Disclaimer
Disclaimer