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At one time or another, we all live on a tight budget. Perhaps you have a job out of college with a modest salary that barely covers the rent and student loan payments. Or, maybe you need to tighten ...Read More
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How Does A Negative Bank Account Affect You?
Even if you regularly check your bank balances online, things happen. You could accidentally let your account go negative, and that can be costly and stressful. A negative bank account balance ...Read More
Does Debt Consolidation Affect Buying A Home?
How debt consolidation affects buying a home depends on what kind of debt consolidation you’re talking about. While certain kinds of debt consolidation may have no direct effect on home buying, other ...Read More
Should I File For Bankruptcy For My Credit Card Debt?
Whether or not to file for bankruptcy to wipe out credit card debt is not an easy decision to make. But it may be the best option to create a clean slate and get your financial life back in order. ...Read More
When to Consider a Personal Loan to Pay Off Your Credit Card Debt
Millions of Americans are drowning in red ink. Is the answer to their troubles a willingness to take on new debt? It might sound crazy, but there are times when signing up for new debt -- in the ...Read More
How Does Debt Settlement Affect Your Credit Score?
Debt settlement offers a way to pay off debts for less than the amount that you owe — and a way to become more financially secure. But this road to financial security can come with some bumps. One of ...Read More
Can You Get Sued For Credit Card Debt?
Despite the best intentions, it can be easy to fall deeply into a hole of debt. Life circumstances like a job loss or a medical emergency, for example, can leave you desperate for cash, and unable to ...Read More
When Am I Responsible For Spouse’s Credit Card Debts?
When two people pledge, "until death do us part," they typically agree to share all the joys and sorrows of married life. Does that include your spouse's credit card debts? The question is important ...Read More
