Many cell phone service providers require credit checks before accepting new customers, but there are ways to bypass these checks. This is especially important for people with poor credit or no credit history, as they may be denied service otherwise. In this post, we’ll explore the different ways to bypass T-Mobile’s credit check.
Prepaid Cell Phone Plans: No Credit Check Required
The typical way that cell phone plans work is with postpaid accounts—meaning customers are billed for the previous month’s service. For example, when you pay your October bill, you’re actually paying for using your phone in September.
Prepaid cell phone plans, however, require customers to pay for service a month in advance—no credit check required to sign up!
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Potential Downsides
Prepaid cell phone plans can have some drawbacks. For example, you may experience slower data speeds when the network is busy or miss out on discounts and special offers. You may also need to provide your own phone.
A helpful tip when considering a prepaid cell phone plan is to purchase an older-model or refurbished phone—it’s an easy way to save lots of money.
Here are a couple of other ways to bypass T-Mobile’s credit checks:
- Join a family plan with someone who has good credit.
- Pay a security deposit upfront.
If you can’t qualify for a postpaid account right now, don’t give up! By signing up for a prepaid plan and making on-time payments for at least a year, you may build your credit history and eventually qualify for a postpaid account with better rates and benefits.
