• Skip to primary navigation
  • Skip to content
  • Skip to primary sidebar

National Debt Relief

National Debt Relief - A+ BBB Accredited Business - Get Relief From Credit Card Debt, Medical Bills And Unsecured Loans

Talk to a debt counselor toll free:

800-300-9550

Get Relief From Credit Card Debt

Medical Bills and Unsecured Loans

  • Services
    • Debt Settlement
    • Debt Relief Benefits
    • Qualifications
    • Is Debt Settlement Right For Me?
    • Debt Help By State
    • Debt Relief FAQs
      • How Debt Relief Affects Your Credit Score
    • Free Budget Planner Worksheets
    • Free Debt Calculator
  • Options
    • Debt Relief
    • Bankruptcy
    • Credit Card Debt
    • Debt Consolidation
  • About Us
    • Who Is National Debt Relief?
    • Accreditations
    • Proven Results – Debt Settlement Letters
  • Contact Us
    • Apply Now
    • Contact Us
  • Client Login
  • Careers
HomeBlog Debt ReliefBilling Errors Could Be Stealing Your Money
Video Transcript

Free Debt Relief Quote

  • National Debt Relief, LLC BBB Business Review
  • McAfee SECURE sites help keep you safe from identity theft, credit card fraud, spyware, spam, viruses and online scams

Billing Errors Could Be Stealing Your Money

June 14, 2013 by National Debt Relief

Tweet
Share
Pin1
Share
Reddit
1 Shares

Woman holding glasses and reviewing credit card statementDo you review your bills when they arrive or do you do what many people do and just pay them? If you answered yes to this question, you may be losing money without even realizing it due to billing errors. Here are several ways you might be losing money and how to keep it where it belongs – in your wallet.

Review your credit card bills

Make sure you carefully review every credit card statement. You may find errors that are costing you big time. If you spot an error, you may be able to resolve it with just one phone call. For example, you might have eaten at a restaurant but received a bill from its parent company that has a different name.

If you find an error

If you find a genuine error, one phone won’t solve the problem. If you disagree with an item, you must dispute it in writing and within 60 days. While the credit card company is investigating your claim it can’t report it as delinquent even though you haven’t paid it. It also cannot try to collect the bill.

Unauthorized use

You could look in your wallet one day and find you’re missing a credit card. Or you might review your bill and find charges you don’t recognize. Either of these would fall in the category of unauthorized usage. Don’t panic. Your liability here is capped at $50. Plus, you can invoke your rights and dispute the item(s) with just a phone call. You don’t have to make the call within 60 days though it’s a good idea to do so – as you would want to stop the theft before someone continues to rack up charges.

Your card will be cancelled

In most cases, the credit card company will cancel your card to prevent further usage. And it’s not obligated to send you a new one. If it believes you’re a risk for some reason it could close your account or reduce your credit limit. You should be sure to discuss this with the credit card company so you will know what to expect.

Medical billing errors

Medical billing errors are probably more common these days than credit card errors. Hospitals, clinics and doctors are required to code every procedure for billing purposes and mistakes can and often do happen. Whenever you receive a medical bill you need to examine it very carefully. You could easily have been billed for a procedure you didn’t have or a medication you never received. If you have insurance make sure you read your Explanation of Benefits (EOB). It’s important to know what is and what’s not covered – especially before you have a procedure performed.

Rejected or denied?

If you file a claim with an insurance company and it comes back marked either rejected or denied, it’s important to know the difference between these terms. Rejected usually means that no one even reviewed you claim due to some mistake. This could be as simple as the wrong date of birth or a mismatch between the way the procedure was coded and how the diagnosis was coded. In any event, you should call the insurance provider and ask why the claim was rejected. On the other hand if the claim was marked denied it’s because the insurance company believes you didn’t have the necessary coverage. Again, you will need to contact your provider to learn why you were denied. If you disagree with what you’re told, you have the right to appeal.

When bills get out of control

If your credit card or medical bills have spun out of control, contact us. We’ll explain debt settlement and how it might help you. We charge nothing up front so you have nothing to lose by letting us tackle your debt problems.

Tweet
Share
Pin1
Share
Reddit
1 Shares

Do you qualify for debt consolidation?

National Debt Relief

National Debt Relief

National Debt Relief is one of the largest and best-rated debt settlement companies in the country. In addition to providing excellent, 5-star services to our clients, we also focus on educating consumers across America on how to best manage their money. Our posts cover topics around personal finance, saving tips, and much more. We’ve served thousands of clients, settled over $1 billion in consumer debt, and our services have been featured on sites like NerdWallet, Mashable, HuffPost, and Glamour.

Follow National Debt Relief: Facebook Twitter Instagram Linkedin

Filed Under: Debt Relief Tagged With: credit card errors, credit cards, medical bills

Primary Sidebar

Trusted By Our Clients

Excellent

Rated Five Stars Trustpilot star rating Trustpilot star rating Trustpilot star rating Trustpilot star rating Trustpilot star rating

based on 12,550 REVIEWS

"Best decision I've ever made!"

They really care about "you" and making your life easier. They answer all of your questions and are very detailed.

Trustpilot star rating Trustpilot star rating Trustpilot star rating Trustpilot star rating Trustpilot star rating

Kolbie P.

"Saved me from drowning in the debt."

I was up to my eyeballs in debt and National Debt Relief saved me from drowning in the debt.

Trustpilot star rating Trustpilot star rating Trustpilot star rating Trustpilot star rating Trustpilot star rating

Joanna W.
Canal Winchester, OH

"Helped me settle my debts that were choking me."

National Debt Relief helped me settle my debts that were choking me.

Trustpilot star rating Trustpilot star rating Trustpilot star rating Trustpilot star rating Trustpilot star rating

Bobbie A.
Charlotte, MI

"Taken a big weight off of my shoulders."

National Debt Relief has taken a big weight off of my shoulders.

Trustpilot star rating Trustpilot star rating Trustpilot star rating Trustpilot star rating Trustpilot star rating

Richard D.
Piffard, NY

"Stopped all collection calls."

National Debt Relief stopped all collection calls and are working with my creditors to settle my debts.

Trustpilot star rating Trustpilot star rating Trustpilot star rating Trustpilot star rating Trustpilot star rating

Patricia G.
Oran, MO

"Now I can see a light at the end of the tunnel finally."

I was in a tough spot, financially and emotionally. Now I can see a light at the end of the tunnel finally.

Trustpilot star rating Trustpilot star rating Trustpilot star rating Trustpilot star rating Trustpilot star rating

Susan W.
Valparaiso, IN

"I'm sleeping better knowing they are helping me to eliminate my debt."

I'm sleeping better knowing National Debt Relief is helping me to eliminate my debt.

Trustpilot star rating Trustpilot star rating Trustpilot star rating Trustpilot star rating Trustpilot star rating

Jodi W.
Springfield, OH
Trust Pilot Reviews

Free Debt Relief Quote

By submitting, you agree that the phone number you are providing may be used to contact you by National Debt Relief (including autodialed and prerecorded calls or text/SMS messages). Msg. and data rates apply. You are not required to opt in as a condition of purchase.

The sooner you call,
the sooner we can help:

800-300-9550

Recent Posts

  • Here’s Why You Need To File Your Taxes Early
  • Here Are The 6 Signs Your Future Spouse Is Bad With Money
  • How Will You Fall In The New 2019 Tax Brackets?
  • 5 Ways You Can Convince Your Spouse To Save Money Together
  • 6 Super Simple Tips to Get You Ready for Tax Season
  • 3 Strategies For Home Buying With Student Loan Debt
  • How To Strengthen Your Finances Before Another Recession
  • How To Get Started With Investing
  • Learn How To Send A Cease and Desist Letter To Creditors
  • How Furloughed Employees Finances Have Been Effected

 

FAQs about debt relief

AFCC disclosure

National Debt Relief, LLC BBB Business Review AFCC Top Ten Reviews Gold Top Consumer Reviews Trust Pilot
  • About Us
  • Contact Us
  • Privacy Policy
  • Terms Of Site
  • Disclaimer
  • Sitemap

© 2019, National Debt Relief, All Rights Reserved.

Please note that all calls with the company may be recorded or monitored for quality assurance and training purposes.
*Clients who are able to stay with the program and get all their debt settled realize approximate savings of 50% before fees, or 30% including our fees, over 24 to 48 months. All claims are based on enrolled debts. Not all debts are eligible for enrollment. Not all clients complete our program for various reasons, including their ability to save sufficient funds. Estimates based on prior results, which will vary based on specific circumstances. We do not guarantee that your debts will be lowered by a specific amount or percentage or that you will be debt-free within a specific period of time. We do not assume consumer debt, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. Not available in all states. Please contact a tax professional to discuss tax consequences of settlement. Please consult with a bankruptcy attorney for more information on bankruptcy. Depending on your state, we may be available to recommend a local tax professional and/or bankruptcy attorney. Read and understand all program materials prior to enrollment, including potential adverse impact on credit rating.