America's birth rates are at their lowest point in over 30 years, for many reasons; no doubt, the cost of raising a child is one of them. While the birth rate has fallen, the cost of raising a child … [Read more...] about What Are The Real Costs Of Raising A Child?
Few people actually enjoy budgeting. In fact, about 60% of folks don't even have a household budget of any kind. Unfortunately, if you don't create some sort of budget to help you allocate your … [Read more...] about Budgeting For People Who Hate Budgeting
April Fools' Day is a day that people either embrace (pranksters) or dread (butt of those pranks). It's a day that we stay on our toes, ever alert, lest we fall victim to an Oreo stuffed with … [Read more...] about Don’t Let Your Financial Situation Fool You On April Fool’s Day
Let's face it: living healthy can be expensive. Supermarkets usually charge you a premium for organic produce, making it a tough decision to forego your regular groceries or canned goods. In many … [Read more...] about 5 Ways To Get Healthy Without Blowing Your Budget
Managing money is an incredibly important life skill. Whether you make $40,000 a year or $400,000, how well you take care of your finances is critical to your well-being. It's common for people to … [Read more...] about 5 Signs You’re a Poor Money Manager (Despite What You Think)
It's not rocket science. If you're buried in debt, you spend more than you should. Maybe just cutting back in a few areas will be enough to get you back on track. However, for those with excessive … [Read more...] about Is A Frugal Budget Really Helpful?
There are many good reasons why you should use a budget to manage your household finances. For starters, budgeting can be a great first step toward financial stability and independence. A budget can … [Read more...] about 7 Ways You Can Make Budgeting Fun
For many, shopping isn't just a way to get things; it's a way to connect with people and feel a little less lonely. Those who feel isolated may see shopping as a way to get out and be with other … [Read more...] about Are You Guilty Of Overspending?
Managing finances is something everyone begins to learn at some point in their lives. Perhaps for you, it was when you were a child putting coins in your piggy bank to save for a coveted toy. … [Read more...] about 7 Signs That You Need To Implement Financial Management
More and more people are realizing that budgeting is important, which is great. However, most of us are not very good at it. We often create budgets with a goal in mind – to get out of debt, to save … [Read more...] about 4 Expenses To Never Sacrifice In Your Household Budget
Do you really need a budget? Even if you aren't in financial distress, you should set a budget and work to live within it each month. Doing so can give you true, enduring control of your finances. … [Read more...] about Why You Need A Budget And To Stay On Top Of Your Spending
Most Americans have trouble managing their personal finances. The average household carries $25,000 worth of credit card debt, and one in three people has a bad credit rating. Are you one of those … [Read more...] about Is 50 30 20 the Best Budget Breakdown for Me?
We've all seen the commercials. A young man's car breaks down and he's in need of money, fast. He turns to a payday loan company for help; within minutes, he has cash in hand to fix his car and go on … [Read more...] about Avoid Payday Loans – Here’s What You Can Do Instead
What will you do if you need to pay your bills but you realize you do not have the funds for it? Will you panic? Some people might. It is normal for you to feel a certain level of panic when you … [Read more...] about What To Do If You Cannot Afford To Pay Your Bills
Are you struggling to stick to your budget? This is a common problem among those who want to implement budgeting in their financial lives. If you really want to make a difference in your finances, it … [Read more...] about 3 Simple Ways To Stick To Your Budget