Most Americans have trouble managing their personal finances. The average household carries $25,000 worth of credit card debt, and one in three people has a bad credit rating. Are you one of those … [Read more...] about Is 50 30 20 the Best Budget Breakdown for Me?
We've all seen the commercials. A young man's car breaks down and he's in need of money, fast. He turns to a payday loan company for help; within minutes, he has cash in hand to fix his car and go on … [Read more...] about Avoid Payday Loans – Here’s What You Can Do Instead
What will you do if you need to pay your bills but you realize you do not have the funds for it? Will you panic? Some people might. It is normal for you to feel a certain level of panic when you … [Read more...] about What To Do If You Cannot Afford To Pay Your Bills
Are you struggling to stick to your budget? This is a common problem among those who want to implement budgeting in their financial lives. If you really want to make a difference in your finances, it … [Read more...] about 3 Simple Ways To Stick To Your Budget
If you’re interested in doing a better job of managing your finances you’ve probably read at least several articles preaching the need to track your spending, develop a budget and then stick to … [Read more...] about Smart Money Managment for People Who Cringe at the Word Budget
If you are serious about managing your money, you need to start by creating a budget plan. This is one of the basic tools that you need to use in order to get your finances in order. According to an … [Read more...] about Benefits Of A Percentage-Based Budget Plan
Managing your household budget can be challenging - especially when you are forced to cut back on some expenses. Trimming your budget is not easy for everyone. This is especially true if you already … [Read more...] about 3 Questions That Will Help Trim Your Household Budget
Financial management is a necessary skill for everyone. Since we live in a consumerist society, we have no choice but to use money in order to buy the things that we need to survive. Most of our … [Read more...] about 3 Ways Freelancing Can Hone Your Financial Management Skills
A lot of people make excuses about budgeting. They say it is too time-consuming to create. It is also something that they have to monitor constantly. Both of these are true but it does not reduce the … [Read more...] about 3 Mistakes That Make Budgeting Hard To Follow
We have all been told to put a lid on our impulse buying habits. This is a sound advice. Unplanned purchases can ruin our budget. If you cannot follow your budget plan, that has the potential to ruin … [Read more...] about Impulse Buying: What To Do When It Cannot Be Avoided
Did you know that there are people who hate budgeting? We all know that this is a financial habit that everyone is encouraged to practice. Regardless of how much you are earning or how much money you … [Read more...] about 3 Excuses People Make About Budgeting And The Reality Behind Them
Are you having a problem making ends meet? Do you often run out of money before you run out of month? Are you doing your best to budget your money but it just doesn't seem to be working? A good budget … [Read more...] about Do You Make These 13 Budgeting Mistakes?
When you hear the B word as in budgeting, does it cause cold chills to run up and down your spine? Or maybe it feels as if someone had just run his or her fingernails up and down a blackboard. If you … [Read more...] about Budgeting For People Who Hate Budgeting
You do have a budget, right? No, you say. Well, then you need to develop one. There is not a successful business in this country that doesn't run on a budget or what's euphemistically called a … [Read more...] about Having Trouble Staying On Your Budget? Here’s 8 Tips That Could Help
If you are trying to practice smart spending, there is one tool that you will need to have: a budget plan. After the Great Recession, more and more consumers understand the need for budgeting in their … [Read more...] about 7 Ways Your Budget Plan Is Being Compromised By Your Expenses