Credit card debt in the United States topped $1 trillion last year, with the average household carrying $16,883 a month, not including other debt such as mortgages or student loans. This kind of debt is a crisis that needs attention, but most people don’t know where to turn for guidance and answers. What’s debt settlement? What’s the debt snowball? Will consolidation save me money? The following are the top 10 credit card consolidation articles from National Debt Relief for 2017, which will give you suggestions and answers, and help you find the right solution to take control of your life and gain financial independence.
1. What Is Credit Card Consolidation?
This article answers all the basic questions relating to credit card consolidation. It explains what it is and how it can be an effective way to eliminate your credit card debt. It also explains several types of consolidation options, while giving pros, cons, and instructions on how to go about doing it. Read the full article to learn more.
2. Paying Off Your Credit Card Debt Stress-free with Debt Consolidation
Nobody disputes that credit cards are convenient, but carrying a balance can pull you into a never-ending cycle of debt that can cause great stress. This article delves into the emotional toll that high debt can have on a person, as well as the problems it can cause in finding a job or securing a residence. That doesn’t even account for the harassing phone calls from creditors! To learn about the physical and mental impact that credit card debt can have and how consolidating can help, check out the full article.
3. Should I Take Out a Personal Loan to Pay Off Credit Card Debt?
Most people don’t plan to overuse their credit cards. In fact, many people who’ve accumulated serious credit card debt have only done so because of a sudden unforeseen circumstance such as a job loss, divorce, or illness. Should you take out a personal loan to pay your credit card debt? This article looks into the advantages and disadvantages of personal loans and offers other options.
4. 5 Pros and 5 Cons of Consolidating Credit Card Debt
This straightforward article focuses on the top pros and cons of consolidating your credit card payment into one. As credit card debt continues to skyrocket, for many, the time to act is now. To read about all the pros and cons, visit the full article.
5. Questions About Consolidating Credit Card Debt and Debt Settlement
You have debt that you want to eliminate, and you have many questions. This article answers many of those questions including what kinds of techniques work well for paying down debt, how debt settlement works, and what options for consolidation are available. To find out how you can take control over your finances with a little hard work and determination, check out the full article.
6. 4 Smart Tips to Painlessly Pay Off Credit Card Debt
Searching the Web for ways to pay off credit card debt will yield many tips on how to get those balances down. This article examines a few that’ll give you the results you’re looking for when trying to get rid of credit card debt. From how paying a little extra is measurably better than paying the minimum to how to create a realistic household budget, these solutions will help you on your journey to financial freedom. Check out the full article and start down the path to a brighter financial future.
7. How to Deal with Credit Card Debt and Still Be Happy
The inability to pay your credit card debt can make you miserable. There are times when you probably just want to give up and go on a shopping spree because that’ll make you happy, right? This article gives you practical ways to pay down and eliminate your credit card debt and ways that self-care can help you relieve some stress while you’re getting control of your finances.
8. Consolidating Credit Card Debt: 5 Things You Should Know
Understanding how you got into credit card debt in the first place is the first step in getting out of and staying out of credit card debt. This article looks at possible reasons for debt and other facts that’ll help you make vital decisions about your financial future.
9. Questions to Ask Before Consolidating Credit Card Debt
You’ve finally made the decision to do something about your mounting credit card debt, but you’re still unsure as to whether consolidation is right for you. This in-depth article dives into the specifics of paying down your credit card debt, as well as how to avoid future pitfalls. Should I pay them off on my own or consolidate? Find the answer here.
10. How to Manage Your Credit Card Debt in 2017
This article helps you understand your debt. It helps you figure out how much you owe and gives you a better understanding of where your money is going, and where it should be going. By looking at your finances as a whole, you can make better decisions on how to manage them. It also examines different financial strategies such as the debt snowball and debt avalanche, as well as how they work. Check out the entire article to learn more.
When it comes to your finances, your credit card debt is an important piece of your financial picture. By arming yourself with the right tools of financial knowledge, you can make informed decisions that’ll bring you stability and independence in your financial future.