Understanding your credit score is like peeling an onion. Under the first layer is another layer and under that is another, and so on. In addition, by the time you're done peeling it, you sometimes … [Read more...] about Understanding Your Credit Utilization Rate and How to Improve It
In almost every situation, maxing out your credit card is a bad idea. While it might be tempting to take advantage of your available credit to live a lifestyle you otherwise could not afford, the … [Read more...] about Is It Ever Ok To Max Out My Credit Card?
Are you struggling with bad credit? So are a lot of Americans. In fact, MarketWatch recently reported that American household debt reached the $1 trillion mark. This means that a fair amount of … [Read more...] about 5 Easy Steps To Help You Get A Credit Card With Bad Credit [Infographic]
According to the Nilson Report, credit card fraud losses topped $21.84 billion in 2016 and continue to skyrocket. Scammers prey on people by using confusion and fear, and even the most cautious … [Read more...] about Credit Card Scams: What To Look For And How To Protect Yourself [Infographic]
Once students graduate from high school and begin preparations for college in the fall, they are bound to get a pile of enticing credit card offers. Credit card companies are savvy. They gear their … [Read more...] about Credit Cards and College Freshmen: Pros And Cons
If you are struggling with credit card debt, where you live may have a significant influence on your financial picture. The cost of living varies greatly from state to state, and each state's … [Read more...] about A State-By-State Look At Credit Card Debt In America
According to the latest data from the Federal Reserve, credit card debt in America has surpassed $1 trillion, the highest amount since the recession began in 2008. While economists see the positive … [Read more...] about American Credit Card Debt Now at $1 Trillion
Sending children off to college can be a very stressful time for many parents. Worrying about whether your child can handle being on his or her own is a big concern, and rightly so. Most college … [Read more...] about Should College Students Own Credit Cards?
"Just do it." That's what a lot of financial advice boils down to when it comes to paying off your credit card debt. Just buckle down, spend less, work more, and pay up. It's not bad advice, but … [Read more...] about 4 Smart Tips to Painlessly Pay Off Credit Card Debt
Financial problems can quickly turn into a financial crisis. This is why you need to deal with them quickly. Sometimes, these problems are brought about by mistakes that we have made. Sometimes is it … [Read more...] about 4 Financial Problems You Should Never Deal With At The Last Minute
There are good reasons why credit cards have a bad reputation. If you’re not careful with them you could end up in a world of hurt. The interest rate on credit cards averages 15%, meaning that some … [Read more...] about Are Credit Cards Your Friend, Enemy or Frenemy?
Did you know that we did not always rely on credit cards? In fact, there was a time when being in debt was something to be ashamed of. In the past, being in debt was taboo. There were only a few loan … [Read more...] about 3 Reasons Why You Should Be Scared Of Your Credit Cards
Did you know that 2 out of 10 Americans are using their credit cards to pay for basic necessities? According to an article published on CreditCards.com, 20% of employees who participated in the 2015 … [Read more...] about The Good And Bad Side Of Using Credit Cards For Basic Necessities
The answer to what you shouldn’t put on your credit cards is fairly simple. You shouldn't put anything on them that you can't pay off at the end of the month or, worst case, the following month. When … [Read more...] about What You Should And Shouldn’t Put On Your Credit Cards
Planning a trip abroad this summer or fall? Good for you. Visiting foreign countries, whether in Europe, Central America or the Far East, can be both fun and educational. And let’s not forget out … [Read more...] about Tips For Using Your Credit Cards When Traveling Abroad