You've done the responsible thing and ordered your free credit report from one of the three bureaus. You look it over; there's a lot to take in! Years of your life in the world of credit all wrapped … [Read more...] about Credit Reports: How To Identify Errors And Submit Disputes
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How Your Debt Impacts Your Credit Score
Your debt plays an important role in determining how your credit score is calculated. Aside from your payment history, your outstanding debt has the largest effect on your credit score, accounting for … [Read more...] about How Your Debt Impacts Your Credit Score
Credit Scores: How Do They Come Up With Those Numbers?
These days, commercials for free credit reports with credit scores are everywhere. You can't turn on your television without someone telling you that you need to get your score right now. What is a … [Read more...] about Credit Scores: How Do They Come Up With Those Numbers?
Credit Scores Are At An All-Time High
It seems like the news media is full of exclusively bad news, especially when it comes to the economy. You can't turn on the news without some talking head telling you that the sky is falling and that … [Read more...] about Credit Scores Are At An All-Time High
Debt Consolidation Loans for Those With Bad Credit — Frequently Asked Questions
Finding financial support when you have a bad credit history can seem impossible. The task can be especially unpleasant when dealing with the wrong sources or financial institutions. Many banks or … [Read more...] about Debt Consolidation Loans for Those With Bad Credit — Frequently Asked Questions
Is A Debt Consolidation Loan Possible With Bad Credit?
Without question, personal debt is something that plagues a number of people each and every year. As a matter of fact, the average household in the United States has approximately $133,000 in debt. … [Read more...] about Is A Debt Consolidation Loan Possible With Bad Credit?
The True Effect of Debt On Your Credit Score
As anyone who has applied for a credit card or loan knows, your credit score is the key to unlocking new avenues of financial success. Whether it’s securing a new auto loan, opening a new credit card, … [Read more...] about The True Effect of Debt On Your Credit Score
3 Simple Steps To Improve Your Credit Score
If you want to improve your credit score, you need to come up with a strategy to tackle this problem. This is not something that you can easily do. The changes you have to make should be implemented … [Read more...] about 3 Simple Steps To Improve Your Credit Score
4 Financial Problems You Should Never Deal With At The Last Minute
Financial problems can quickly turn into a financial crisis. This is why you need to deal with them quickly. Sometimes, these problems are brought about by mistakes that we have made. Sometimes is it … [Read more...] about 4 Financial Problems You Should Never Deal With At The Last Minute
If Your Credit Score Isn’t Improving This May Be the Reason
Your credit score – that little three-digit number that controls your financial life – can be incredibly frustrating. You could be paying all of your bills on time only to find your credit score … [Read more...] about If Your Credit Score Isn’t Improving This May Be the Reason
Should You Let a Credit Score Rule Your Love Life?
A survey done recently by the website Bankrate revealed that nearly 40% of us say that how willing we are to date a person will depend a lot on his or her credit score. And maybe not surprising, this … [Read more...] about Should You Let a Credit Score Rule Your Love Life?
5 Rules To Help College Students Build A Credit History
Have you ever wondered what life will be like if you do not have a credit history? Some college students may not understand what it is all about. According to the article published on CreditKarma.com, … [Read more...] about 5 Rules To Help College Students Build A Credit History
Should You Sacrifice Your Credit Score To Pay Off Debt Before Retirement?
Did you know that a lot of Baby Boomers think that they do not need a good credit score in retirement? At least, this is according to the latest survey conducted by TransUnion.com. The result of the … [Read more...] about Should You Sacrifice Your Credit Score To Pay Off Debt Before Retirement?
What To Do If You Just Found Out You Have A Bad Credit Score?
What if you were trying to buy a home but you just found out that a bad credit score could ruin your chances of becoming a homeowner? We all understand the importance of having a good credit score. … [Read more...] about What To Do If You Just Found Out You Have A Bad Credit Score?
When Is Debt Freedom More Important Than A Great Credit Score
We all want to achieve a successful debt freedom. When we say successful, we do not just mean paying off our debt. We are after a consistent freedom from debt - at least, free from the destructive … [Read more...] about When Is Debt Freedom More Important Than A Great Credit Score