Tackling debt is, at its core, about two things: living within your means so you can make payments consistently and finding ways to increase your income in order to reduce the amount you pay in the … [Read more...] about How To Boost Your Income With a Side Job
You’ve made the pledge. You’re sick of struggling with debt. The stress of dealing with creditors has almost made you physically sick. You’ve learned from first-hand experience that financial problems … [Read more...] about 4 Ways to Achieve Debt Relief Through Debt Consolidation
Have you gotten into so much trouble with your debts that you’re considering filing for a chapter 7 bankruptcy? This may not make you feel any better but if you do file you won’t be alone. According … [Read more...] about Bankruptcy and What You Need to Know About it’s Six Biggest Myths
Are your scrimping and struggling to make ends meet? Do feel as if you're always running out of money before the end of the month? Do you have credit cards that you've maxed out? You're not alone. The … [Read more...] about Debt Relief Programs – What Are They and Do They Really Work?
How good would it feel to write a check to pay off the last of your debt? We think it would feel pretty darn good. It's achievable, too. No matter how much you owe you could become debt free and this … [Read more...] about Get Debt Free No Matter How Much You Owe With This 14-Step Plan
We’re not talking about selling your entire body for scientific research. But there are a number of things you could sell to earn extra money to pay off your debts. Some of them are a whole lot easier … [Read more...] about 7 Ways to Earn Money With Your Body That Are Totally Legal
If you are burdened with debt, you may have considered debt settlement at one point. Some people question if this debt solution is a legitimate way to get out of debt. To set aside your doubts - … [Read more...] about 3 Signs That Debt Settlement Is The Right Debt Solution
There is nothing wrong with borrowing money - as long as you know the debt characteristics that will define if it will be good or bad for your finances. Some people make the mistake of blaming debt … [Read more...] about 3 Debt Characteristics That Will Lead To Your Financial Demise
Believe it or not, debt relief lessons can be found in dieting. If you have ever tried to go on a diet and you were successful in your efforts, the chances are high that you can also overcome your … [Read more...] about 4 Debt Relief Lessons You Can Get From Dieting
Consumer debt is steadily rising the past few years. This is an indication that people are more confident with their financial position. After all, you will not borrow money if you know that you … [Read more...] about Consumer Debt Is High Once More: And Not Because Of Credit Cards
As the following video explains this will depend on the type of loan you can get to pay off these credit cards. If you were able to get a personal loan at, say, 9% it could make sense. A 48-month … [Read more...] about I Owe $15,000 on Credit Cards That Have an Average Interest Rate of 15%. Should I Get a Debt Consolidation Loan?
As the following video reveals, it would be better to use whatever disposable income you have to pay down that credit card debt. The reason for this is simple. The interest charges you’re … [Read more...] about I owe $7560 in Credit Card Debt. Is it Better To Pay Off The Debt or Save for Retirement?
If this is the case it's because you've been carrying balances forward and making only your minimum credit card payments as the following video explains. As you saw in this video the problem is … [Read more...] about Why Are Half My Monthly Credit Card Payments Going Towards Interest?
This may come as a complete surprise but the first thing you could do is negotiate with your credit card issuer to get that 20% interest rate reduced. You will need to contact the card card issuer, … [Read more...] about I owe $20,000 on a Credit Card at a 20% Interest Rate and Feel Like I’m Never Going to Get It Paid Off. What Can I Do?
The following video answers this question by revealing the sad fact that if you make a minimum payment of $225 a month it will take 71 months or almost six years to pay off your credit card debt. And … [Read more...] about How Long Will it Take Me to Pay Off $10,000 In Credit Card Debt At a 17% Interest Rate?